Credit Cards

[lionsfan20]

I saw they offer all 3 scores and their reports for a dollar , I was going to try it just for the 30 days but has anyone else tried it and liked it?

anyone know how accurate it is?

[jsickz32]

I just signed up for it couple days ago and its better than citi and discover. Kind of remind me of usaa. You can update your cr twice a month

[Epcot]

I have been using Amex Credit Secure for years and really like them. Once I got my scores through here and other sources such as Walmart and from other credit applications I have found the Amex Plus scores to always be within 1-10 points accuracy.

[jsickz32]

I dont know about scores but amex credit secure has me at 736 on all 3. Last tu score from walmart was 691, last eq score from DCU was 672 and i dont know EX

[LilNYC]

I feel like there's too much lag time with the alerts- 2 days. personally, I prefer identity monitor from citi- the score analyzer feature was better & so is their explanation of score factors. Unless I'm doing something wrong, amex credit secure only breaks down ur score factors for experian.
I wouldn't rely on the scores from any credit monitoring service-all fakos.

[LilNYC]

But the fact that u can update ur reports twice a month is a nice feature

[creditnocash]

yes you can update twice a month but you need too wait 15 days to do it... 

like i pulled mine on the 14th and it wont let me do another one until th 29th unless i buy the unlimited pulls which is 25 a month... 

as for scores it has had me at 715 across all reports since i started using them in early november.. 

scores on here have fluctuated from 690's to 680's

[pt2005]

I registered for unlimited version for $24.99/mo one month ago because I'm doing rebuilding (GW, disputes, etc).

Pulled new reports and scores everyday and IMO they're doing a good job.

I also use CK, CS, Credit.com, Scorewatch, and the Quarterly myFICO TU.

My plan is to cancel the unlimited next month or two because I dont need it anymore.

[Tryon2improve]

If you use freecreditreport dot com product and Amex's they are identical in score.  Well at least it was 7 months ago when I used it for 2 months.

[stefanc]

My Plus scores vary greatly from my real Fico scores - For instance my Equifax Plus score is 70 points higher than my real FICO score, While my Experian Plus score is 60 points lower than my real FICO score. I would not count on the Plus scores for any actual financial/credit decisions!