07-20-2013 09:54 PM
im very new to this forums infact second post ever
i recently got approve for discover it with a limit of 1500$ and have a kolhs credit card with a 300 limit since 4 months ago now how long should i wait
before i go for american express.
i like the american express gold card.. i always want it since i was like 14 lol but i just recently started it on the whole credit thing
so basically i have only 4 months of credit history total
sorry for my bad writing
im trying get educated it
07-20-2013 09:58 PM
I would suggest waiting until your first card has been open for at least a year. American Express has higher requirements than other companies even if you're applying for the charge card. Show them that you can handle credit properly by doing well with your other cards.
07-20-2013 10:09 PM
thanks for the advice
i was thinking the same thing so 1year ok its not that long
Welcome to the forum
Charge cards are not that hard to get if you don't have any baddies and can garden for 9 months showing perfect payment history I think you would have a shot at that time
07-20-2013 10:24 PM
Id apply now... bet you get it!
If not, go back and get it at a full 6 months of your Kohls.
07-20-2013 10:44 PM
yea ill wait the 9 months to the year before i go for american express
thanks for the advice everyone
Wise move and good luck when you do pull the trigger on Amex
07-21-2013 08:57 AM
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