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American Express increase of initial credit limit

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Salt5
New Member

Re: American Express increase of initial credit limit

So I applied for an Amex card in Feb 2013 with a CL of $5500. I used my card frequently and made a large purchase of over $1000 by 9 months and received a notification of an automatic CL increase to $7700 the day after the large purchase. About exactly 3 months later (today), I requested a CL increase through my online account of $10,500 and was instantly approved. Amex is definitely good at approving credit line increases. 

Message 21 of 23
Themanwhocan
Senior Contributor

Re: American Express increase of initial credit limit


@Revelate wrote:

For all of you getting these 3X increases on Amex revolver CLs, can I ask what your monthly spend is on the cards if that's not too personal?


Blue Cash Everyday. Income 60K.

 

Started with $2000 limit.

Month  1: $576.27 (earned the signup bonus)

Month  2: $183.99

Requested $6000 limit online. Granted automatically.

Month  3: $1152.86 (new HDTV purchase for $997)

Month  4: $188.95

Month  5: $141.70

Month  6: $51.22

Month  7:  nothing

Month  8: $281.54

Requested $18000 limit online. Granted automatically.

Month  9: $41.38





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 22 of 23
Creditaddict
Legendary Contributor

Re: American Express increase of initial credit limit

if you can't request more than $25k on phone, why not do it online?

id ALWAYS request the full 3x of your then current CL... It's in the system and will instantly spit back counter.

 

my partners costco recently went $8000 to $11,900 on counter of the $24,000 asked for.

Message 23 of 23
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