Credit Card Center Advertiser Disclosure†
02-27-2013 10:03 PM
So I helped my mom apply for the green card, then the costco trueearnings card. She ended up getting approved for both, but now that she has both she regrets applying for the charge card (she doesnt want too much credit responsibility atm). Is there anyway to cancel the green card app?
02-27-2013 10:07 PM
02-27-2013 10:42 PM
even if i close it as soon as i receive it, it will still report?
02-27-2013 10:45 PM
Yes it will still report.....if she does not want to manage the credit then have her just put it away and forget about it until next year when the AF come due and close it.
02-27-2013 10:50 PM
what will happen if she just doesnt activate the card when it arrives?
02-27-2013 10:56 PM
The ONLY thing that activating the card does is make it active for use. It has no bearing on the reporting. The inquiry has been made and will post, the card was approved and will post.
02-27-2013 11:08 PM
well darn. thanks guys i guess were closing it in 2014
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.