06-16-2013 04:42 PM
06-16-2013 04:58 PM - edited 06-16-2013 05:00 PM
Also, depending on the state of your CR and if you can "unearth" the Green's promo with 25K sign up bonus and first year fee waived, you can app for both a charge and revolver.
For instance, let's say you decide you like the Membership Rewards program to use with their Frequent Flyer partners. Apply for the Green charge (for the bonus) and Blue Revolver. Before the fee is due on the Green in year two, request if they'll product change it to a Senior Green for $35. This way, you can sort of get the best of both worlds. A 25K gift to start and ongoing Amex membership rewards card for $35 per year, instead of the regular $95.
PS - Or, go with the PRG for 50K and request a PC to the Sr Green in year two for $35.
06-16-2013 05:21 PM
Thanks, I will take a look at Amex products. Very interesting strategy. If I were not pre-mortgage I would apply for two but I think I should not go past 4 major CC. (Well if you count the Dillards AMEX). I will be sure to let you know my questions. I am interested in travel. I do a little of everything lol
06-16-2013 06:50 PM
GuyinFlorida-- What promo is for Discover IT at this time? I thought I read Amex is generous as well especially with their 3xCLI. Thanks for the info by the way. It's nerve wracking because I have to pick one card and get it right.
Open123 and 09Lexie--because I was 19 at the time and I wanted a bunch of clothes from Dillard's while shopping with my mom and the lady at the register suggested I apply for a card and I guess my credit was good enough for the Amex version.
06-16-2013 07:12 PM
I have both and personally I prefer my AMEX. Their website is much better, as is their customer service. Their card rewards program is also nice. Overall I feel like a more valued customer with AMEX.