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Frequent Contributor
MyFicoAddict
Posts: 284
Registered: ‎05-11-2009

Re: American Express

oh yes - I absolutely can - I am planning to pay off the card by mid oct and by than i should know what happened with the Gold delta sky and at which point i intend to call them and tell them off - will post call here. :d
Aim to be fiscally and physically fit...
EQ - 723 FICO as of Aug 2010
TU - 757 FICO as of Sept 2010
EX - 742 FICO as of Oct 2010 (PSECU)
Established Contributor
Uncle_Money
Posts: 530
Registered: ‎07-28-2008

Re: American Express

I have a personal Amex green card and the business Plum card. Fico Experian score was around 720 when approved and my utilization was pretty low, around 10%. I believe this is a big factor for Amex approval.

 

Good luck!

Equifax Fico 785 as of 01/18/2012
Regular Contributor
Credit-Wise
Posts: 240
Registered: ‎08-08-2009

Re: American Express

Myficoaddict

 

 

I understand your frustration but, this credit life is a game. Don't cry when things do not go right PLAY THE GAME.  you stand to lose a lot more than AMEX.  If they consider you to be a risk they will be too happy to se you gone .   Within 20sec flat they will divide your CL onto 10 new account.   Telephone hostility is not the answer and remember AMEX has the memory of an elephant!!!

 

but your post was still funny :smileyhappy:

 

Regular Contributor
Credit-Wise
Posts: 240
Registered: ‎08-08-2009

Re: American Express

 

 

Uncle-money you cannot be complete without the amex BLACK  come on now!!!

Established Contributor
Uncle_Money
Posts: 530
Registered: ‎07-28-2008

Re: American Express

Yeah, what was I thinking!
Equifax Fico 785 as of 01/18/2012
Frequent Contributor
MyFicoAddict
Posts: 284
Registered: ‎05-11-2009

Re: American Express

CW, I know what you mean but its just ridiculous with this AMEX and from what I have read here and creditboards they are really **bleep**ty about approvals - like I said I had a 725 EX and around 10% util but still nada and that too already having a blue for almost 2 years with NO LATES what so ever. Hey man - the way I look at is if they dont want my business they can go you know where - lol! :smileytongue:

 

Besides, I think I am done apping for another year and I pay in full anyways and the cards I have now will keep me going so AMEX can forget about me using their card or apping for another one - NOT GONNA HAPPEN MAN - hehe! I wont make the call very hostile - just pass my message along, record it and put it up here! lol

 

Uncle Money,

 

You should get the AMEX black and The black card from visa... :smileyvery-happy:

Aim to be fiscally and physically fit...
EQ - 723 FICO as of Aug 2010
TU - 757 FICO as of Sept 2010
EX - 742 FICO as of Oct 2010 (PSECU)

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