02-10-2014 03:05 PM
Okay... So my creditkarma said that my score was good enough to get an AMEX card (751). So I done the little preapproval app. (where you put in your ssn and they say...) well it said I wasn't approved. This was not supposed to do a hard pull but it still shows up on my report! So I called them and asked why it shows as well as why I was denied. They said that my credit history wasn't strong enough (oldest age of account 15yrs) and that I would receive a letter with more detail. Well two months have passed and no "detail" has been in the mail. Should I send them a letter disputing the inquiry? Anyone has any luck with this?
02-10-2014 01:41 PM
This is the address they have listed on my EX report
PO BOX 981537
EL PASO, TX 79998
02-10-2014 02:21 PM
02-10-2014 04:38 PM
02-10-2014 04:45 PM
Anytime that you apply for a credit card it will result in a hard pull, almost without exception. There's really nothing to dispute, since you applied for a credit card.
Also I will move this to the credit cards forum.
02-10-2014 04:55 PM
I'm confused... you applied for credit (according to your other thread) and received an inq. Were you told that it would NOT be a HP? Not judging, just curious as to the dispute of a legit inq. Does that work?
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