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Regular Contributor
krisosa
Posts: 171
Registered: ‎03-11-2009

American Express

Hi,

 

What is AMEX min FICO score to apply ?

 

Thanks

Equifax 657
Experian 711 (Per Lender)
Super Contributor
concorduser
Posts: 6,025
Registered: ‎09-18-2007

Re: American Express

You can find information at www.whogavecredit.com
Moderator Emeritus
fused
Posts: 16,243
Registered: ‎03-12-2007

Re: American Express

Amex almost always pulls EX, and since nearly all of us do not have access to this score, this question is more difficult to answer than it was in the past.
Frequent Contributor
Scout65
Posts: 352
Registered: ‎12-09-2007

Re: American Express


fused wrote:
Amex almost always pulls EX, and since nearly all of us do not have access to this score, this question is more difficult to answer than it was in the past.

 

+1 

 

They pull EX.

FICOs as of 09/2009 - TU 813, EQ 811, last known EX 797
FICOs as of 08/2009 - TU 791, EQ 809, last known EX 797
FICOs as of 07/2009 - TU 806, EQ 809, last known EX 797
Senior Contributor
score_building
Posts: 3,509
Registered: ‎01-10-2008

Re: American Express

EX and Amex are like two peas in a pod.  when i hear of them pulling others it is usually in addition to EX.  they appear to have a demonstrable preference for EX which in general we no longer have access to. 

 

 

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Frequent Contributor
hobojon
Posts: 261
Registered: ‎01-20-2009

Re: American Express

The last time I apped for an Amex card I had EX frozen. They called me and asked me which report I wanted them to pull. I told them EQ and was approved immediately. Whatever you do, the Delta card and the Green and Gold charge cards are the easiest to get approved for. If you want a Blue or the like app for Delta and then convert.
Regular Contributor
krisosa
Posts: 171
Registered: ‎03-11-2009

Re: American Express

Hi Thanks guys, however what do you all think about score wise? 

 

Thanks

Equifax 657
Experian 711 (Per Lender)
Valued Member
smalldede
Posts: 37
Registered: ‎06-16-2008

Re: American Express

I think the Amex Green is the one easiest to approve for today.

As I know Fico 670+  should be safe to get the card.

Good Luck:smileyhappy:

Frequent Contributor
hobojon
Posts: 261
Registered: ‎01-20-2009

Re: American Express

Amex uses their own internal score method as well as Fico. I've seen 580's get a Delta then convert it to Blue cash. I've seen 680's get denied. Fico isn't everything.
Regular Contributor
krisosa
Posts: 171
Registered: ‎03-11-2009

Re: American Express

Sounds good, thanks !
Equifax 657
Experian 711 (Per Lender)

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