03-26-2013 10:10 AM
I just received an email indicating that the bank that issues American Signature Furniture CC was discontinuing their program effective April 1, 2013. I have this card and a zero balance. I am concerned about the effect of this closed account on my credit report. Should I notify them and request to close so that it is noted as closed at consumers request or let them close on their own. Need good advice please! Thank you!
03-26-2013 10:20 AM
I was wondering the same exact thing as i received an email as well. My dilemma though, is that I have a $678 balance on it from a year ago when I purchased my bedroom set. I've initiated a balance transfer to one of my NFCU cards in hopes that the check will get there beforehand. In my experience, it's taken as little as 3 days or as many as 10. I feel they should have given folks more advance notice. a few days prior hardly is sufficient. I really want to close the account myself, but I don't want to with a balance still showing.
04-17-2013 04:20 PM
04-17-2013 04:30 PM
04-17-2013 04:37 PM
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