Ameriprise financial WE MasterCard

Jake0215 · ‎10-09-2013

I was just approved for this card with a initial CL of 15.5k. It's my first WE. I have some trimming to do. Current cards with an AF, chase: CSP, Select, Marriott. Amex: green, spg. U.S.. Bank. Travel rewards, club Carlson.... Any suggestions? I, thinking the hotel cards can go, and I should consolidate my chase... I have an amazon at 5k and a freedom at 5k. I'm thinking put it all on the select. Carry the select at 20k the Ameriprise at 15.5' and my bce at 16.6. Just be done with the rest. Please advise, I have ways to many cards

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800

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370Z · ‎10-09-2013

A list of cards and limits would help. What rewards programs are you interested in maintaining?

EQ8 817 (3/24) EQ9 850 (1/24) EX8 828 (4/24) EX9 848 (4/24) TU8 819 (3/24)
Chase_Hyatt|10k|15.24%|6/13 * Amex_Hilton|10k|13.99%|8/13 * Chase_IHG|10k|15.24%|1/14 * Chase_Ink$|12k|13.24%|5/14 * NFCU$|46k|9.65%|12/14 * Amex_ED|10k|12.99%|1/16 * Citi_Custom$|45k|15.24%|4/16 * Merrill+|68k|12.99%|2/17 * Amex_BB+|10k|15.24%|3/18 * PenFed_Pathfinder|29.4k|12.74%|9/18 * WF_Autograph|25k|16.99%|7/19 * AODFCU_VS|22k|7.49%|4/20 * Chase_Ritz_Carlton|48.5k|15.99%|10/21 * Amex_BB$|42k|13.24%|8/22 * Redstone_FCU_VS|10k|12.00%|6/23 * C1_VX|30k|14.74%|1/24
Gone: CSP, AA x3, Ink+, Premier, CSR, CFU, CF, AARP, Limitless

ezdoesit · ‎10-09-2013

@Jake0215 wrote:
I was just approved for this card with a initial CL of 15.5k. It's my first WE. I have some trimming to do. Current cards with an AF, chase: CSP, Select, Marriott. Amex: green, spg. U.S.. Bank. Travel rewards, club Carlson.... Any suggestions? I, thinking the hotel cards can go, and I should consolidate my chase... I have an amazon at 5k and a freedom at 5k. I'm thinking put it all on the select. Carry the select at 20k the Ameriprise at 15.5' and my bce at 16.6. Just be done with the rest. Please advise, I have ways to many cards

I would get rid of the Marriot, green, club carlson if you don't use amazon then transfer the CL on the amazon to freedom. I would keep strong travel cards like the CSP, because you also have the freedom don't lose that combo. Also I would keep the SPG. Unless you don't travel then I would close the SPG so you would be closing both Amex cards but in the future if you decided to go with an Amex again you can always backdate.

Remember though if you do close both amex cards I would transfer the points to a travel partner that you expect to use in the future that way you don't lose your accumulated points.

Also what is so special about the Ameriprise WE that it is worth the $150 af?