Reply
Frequent Contributor
Jake0215
Posts: 260
Registered: ‎11-10-2011
0

Ameriprise financial WE MasterCard

I was just approved for this card with a initial CL of 15.5k. It's my first WE. I have some trimming to do. Current cards with an AF, chase: CSP, Select, Marriott. Amex: green, spg. U.S.. Bank. Travel rewards, club Carlson.... Any suggestions? I, thinking the hotel cards can go, and I should consolidate my chase... I have an amazon at 5k and a freedom at 5k. I'm thinking put it all on the select. Carry the select at 20k the Ameriprise at 15.5' and my bce at 16.6. Just be done with the rest. Please advise, I have ways to many cards

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


Take the FICO Fitness Challenge
Regular Contributor
370Z
Posts: 212
Registered: ‎06-15-2013
0

Re: Ameriprise financial WE MasterCard

A list of cards and limits would help. What rewards programs are you interested in maintaining?

Citi AAdvantage Plat. VS - 10k - 12.24% - 6/12 ~ Chase Ink+ WEMC - 5k - 10.24% - 7/12 ~ Chase Freedom VS - 5k - 12.99% - 2/13 ~ Chase Hyatt VS - 5k - 15.24% - 6/13 ~ Amex Hilton HHonors - 5.8k -12.24% - 8/13 ~ Chase IHG WMC - 3k - 15.24% - 1/14 ~ Chase Ink$ VS - 5k - 13.24% - 5/14
Valued Contributor
ezdoesit
Posts: 1,051
Registered: ‎03-16-2013
0

Re: Ameriprise financial WE MasterCard

[ Edited ]

Jake0215 wrote:
I was just approved for this card with a initial CL of 15.5k. It's my first WE. I have some trimming to do. Current cards with an AF, chase: CSP, Select, Marriott. Amex: green, spg. U.S.. Bank. Travel rewards, club Carlson.... Any suggestions? I, thinking the hotel cards can go, and I should consolidate my chase... I have an amazon at 5k and a freedom at 5k. I'm thinking put it all on the select. Carry the select at 20k the Ameriprise at 15.5' and my bce at 16.6. Just be done with the rest. Please advise, I have ways to many cards

I would get rid of the Marriot, green, club carlson if you don't use amazon then transfer the CL on the amazon to freedom.  I would keep strong travel cards like the CSP, because you also have the freedom don't lose that combo.  Also I would keep the SPG.  Unless you don't travel  then I would close the SPG so you would be closing both Amex cards but in the future if you decided to go with an Amex again you can always backdate. 

 

Remember though if you do close both amex cards I would transfer the points to a travel partner that you expect to use in the future that way you don't lose your accumulated points.

 

 Also what is so special about the Ameriprise WE that it is worth the $150 af?


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}