Amerprise Amex Platinum question. Tell me if I am missing anything here please

[simplynoir]

Believe the only business cards to report to the bureaus are the Capital One cards right?

[CreditCuriosity]

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@simplynoir wrote:

Believe the only business cards to report to the bureaus are the Capital One cards right?

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Pretty much there might be a few other exceptions I believe TD ones do as well and possibly a few other odd ball banks that aren't the normal ones spoke about here

[BronzeTrader]

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@CreditCuriousity wrote:

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@Anonymous wrote:

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@simplynoir wrote:

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@Anonymous wrote:

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I've been seeing this lately in other posts. When did this change? I always thought existing members would get a SP if declined and HP if approved. Just curious. Dang I miss backdating! 

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For me at least 4 years ago unless it was a YMMV situation at the time. Got the Business Platinum in 2008 and when I got my BCE in 2013 it was a SP.

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Nice. I've been thinking about a small business Amex. I love that it doesnt report on your bureau. Its the one way to get a new Amex without messing up AAoA since they stopped backdating.

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Yep that is why I have 4 business cards with them and only 1 personal card .. So my AAoA is saved a bit and other creditors can't see what I am doing! .  Also the Business MR's card in particular the Blue Plus is superior to earning MR's than the personal amex cards as well with no stupid x amount of swipe or AF's.

Granted the amerprise would be on personal, but meh whatever if I decided to get it

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The AmEx OPEN cards generally have lower welcome bonus and have higehr bonus spending.  Need to find the balance.

[Credit-hoarder]

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@Anonymous wrote:

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@simplynoir wrote:

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@Anonymous wrote:

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I've been seeing this lately in other posts. When did this change? I always thought existing members would get a SP if declined and HP if approved. Just curious. Dang I miss backdating! 

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For me at least 4 years ago unless it was a YMMV situation at the time. Got the Business Platinum in 2008 and when I got my BCE in 2013 it was a SP.

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Nice. I've been thinking about a small business Amex. I love that it doesnt report on your bureau. Its the one way to get a new Amex without messing up AAoA since they stopped backdating.

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Same here. I already have a business CC with FNBO and am thinking of adding the business Gold AMEX. My business is only part time though so I'd have a little bit of a tough time meeting the welcome bonus spend requirement--but still a good deal with no AF for the first year!