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Amex $150 mail in offer vs Amex $100 with 10%

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Anonymous
Not applicable

Re: Amex $150 mail in offer vs Amex $100 with 10%

While I prefer the Amazon deal that I got over the restaurants, $2000 in 6 months doesn't seem like it would be a stretch for a lot of people. It's $83 a week. 

 

For us, it's just the wife and I, and we only go out to dinner once a week, sometimes twice, and we probably average about $50-60 a week. A very typical week for us is one night at our favorite little Mexican spot ($40), and then one night grabbing a couple of the Zaxby's salads for dinner (love those things) for about $20. I work in a restaurant, so I never eat out for breakfast or lunch. For anyone with kids, or a more active social life, or eats out for business purposes, or just eats out on lunch breaks, I'd think $83 a week would be well within reach.

Message 11 of 18
Dalmus
Valued Contributor

Re: Amex $150 mail in offer vs Amex $100 with 10%

Probably depends on where you live and what kind of place you go to for regular casual dinners.

Somebody living in Chicago is going to spend a lot more on dining, even at a McDonald's, than a person living in Green Bay.

But I suppose if you're a 20-something going out all the time and racking up liquor bills, or a business person ergo travels a lot or schmoozes clients, probably easy to do!

NFCU MR: $25K | Venture: $21K | Amex ED: $18K | NFCU CR: $18K | Amex BCE: $15K | IT #1: $17.5K | PNC Core: $15K | PPMC:  $12K | Wells Fargo: $11K | Savor: 12K | Cap1 QS: $8.5K | Barclays Rewards: $7.75K | IT #2: $7.3K | MLife: $9.5K | Sportsman's Guide: $8.7K | PenFed PR: $5.5K | Elan Plat: $2.3K | TRV: $3.6K | BotW: $3K


Current FICO 8 Scores: EQ: 828| TU: 805 | EX: 814


Message 12 of 18
yfan
Valued Contributor

Re: Amex $150 mail in offer vs Amex $100 with 10%


@Anonymous wrote:

You are right. Except most dining establishments that have GCs available everywhere are CHAINS. I for one eat at many places that have no GCs available. Maybe the occassional groupon, but no GCs. So 10% is more than the 3% I would get normally.


This is very legitimate. However, I find that a lot of the independent restaurants around here - especially ethnic ones - don't take Amexes at all. But if the ones you eat at do, that's great.

Message 13 of 18
northface28
Established Contributor

Re: Amex $150 mail in offer vs Amex $100 with 10%

The best part in all this is the 10% statement credit posts immediately after every restaurant transaction.
BK Discharged 9/11

Cap1 Quiksilver Visa Signature $41k| Discover IT $24k| Barclays Uber VISA $16.2k|BOA Cash Rewards $8.4k| BOA BBR $6k|AMEX Cash Magnet $12.8k|AMEX BCP $16.6k|Huntington Voice $5.5k|Citi Double Cash $5.7k| US Bank Cash+ $6.5k
Message 14 of 18
Anonymous
Not applicable

Re: Amex $150 mail in offer vs Amex $100 with 10%

****UPDATE*****

I ended up finding an offer for $150 cash back after spending $500 in 3mo and 10% in restaurants for 6mo up to $2000

so it's a possible $350. 

Got both. I'm happy lol 

$10,200.00 credit limit.

thanks guys!!

Message 15 of 18
Anonymous
Not applicable

Re: Amex $150 mail in offer vs Amex $100 with 10%

Good job Smiley Happy

Message 16 of 18
601flyguy
Established Contributor

Re: Amex $150 mail in offer vs Amex $100 with 10%

Congrats and im jealous of your limit lol
2019 Spend Summary
$944,008 Amex BRG
$91,953 Amex SC
$58,351 Discover It
$50,046 BofA CR
$36,146 Amex PRG
$6,774 Cap1 QS
$963 Amex CM

$1,188,241 Yearly Spend
Message 17 of 18
Anonymous
Not applicable

Re: Amex $150 mail in offer vs Amex $100 with 10%

Lol thanks man! 

Is 10.2k a high limit for an Amex blue cash? 

Message 18 of 18
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