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Quick question on CLI requests: Do you specifically ask for, say, a 3x CLI?
This is what you'll see when you go to request your increase.
Gotcha. I'll do the 3x in 90 days. Cheers.
@Anonymous wrote:
@Involver wrote:CLI History:
2k -> 6k
6k -> 18k
18k -> 24k (I requested 24k, was gunshy about dealing with 4506t)
24k -> 40k (I requested 40k as 3x seemed unreasonable)
40k -> 50k (Counter offer)
Balance was always at zero when requesting. I've never been asked to produce proof of income.
Would you mind sharing your monthly spend/payment pattern, generally speaking, over the time period of those CLIs? Thanks.
Variable month-to-month on spend, usually between 500-2000. Most months PIF before statement cut, sporadically I'd let balances report but haven't paid a penny in interest as my APR is outrageously high and they refuse to lower it.
Understood, thanks for that info!