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So today is my 61 day so I tried this morning to increase my credit line from $2k to $6k but got the wait 7-10 message. If it's a denial when can I try again? Can calling the number on the back of the card get me information if I got approved or a counter offer right away or should I just wait to see?
Probably doesn't hurt to call. Are you sure it's your 61st day?
I apped for it June 15 & activated my card June 19. It says my account was created June 15 & appear as the statement cut as well on the Amex page so i assumed as well that today would be my 61 day. Could be wrong as well lol
@armedxwithxaxmind wrote:I apped for it June 15 & activated my card June 19. It says my account was created June 15 & appear as the statement cut as well on the Amex page so i assumed as well that today would be my 61 day. Could be wrong as well lol
Sounds about right. I'd call. Worst thing they can say is wait for the letter.
Check your email as well - sometimes you receive the 7-10 day message and then shortly after you receive an email concerning your request. Hopefully it is approved, but if not, you can try again in 90 days. Good luck!
@CribDuchess wrote:Check your email as well - sometimes you receive the 7-10 day message and then shortly after you receive an email concerning your request. Hopefully it is approved, but if not, you can try again in 90 days. Good luck!
I called & just told me they have no information on it yet & I should wait for the email & letter first then call the credit department if I have any questions :/ & when would the 90 days be from? From today or?
How was your utilization for those first 60 days? Any PIF during that time on any of the statements?
769 ⋅ INQs: 6 | 774 ⋅ INQs: 5 | 764 INQs: 8 | UTIL: 2% | AAoA: 5yr 8mos | Total Credit Line: $873,950 |
@Ysettle4 wrote:How was your utilization for those first 60 days? Any PIF during that time on any of the statements?
PIF Both statement months just the first statement cut with my annual fee postings so it closed with $75 :/ but this statement closed at $0. I spent $1k+ the first month & PIF all of that though.
Today is my 61 day as well. Applied and got an emai to check the status and it was approved. I found the email in my junk folder, so if you are sure you dint receive any email. Call them up tomo morning. good luck!
FICO08 12/2014 | EQ 777 | TU 799 | EX 767 |
@armedxwithxaxmind wrote:
@Ysettle4 wrote:How was your utilization for those first 60 days? Any PIF during that time on any of the statements?
PIF Both statement months just the first statement cut with my annual fee postings so it closed with $75 :/ but this statement closed at $0. I spent $1k+ the first month & PIF all of that though.
Hmmm, whats your overall debt and income? Any student/auto/home/personal loans? Any negatives on your CR?