@keithB wrote:It does & I'm kinda confused by the "The length of time you have been a customer with American Express is too short." part like does it mean it wasn't my 61 day or?
Have you thought about using the chat at customer service and ask? I actually waited until day 65 before pulling the trigger as I didn't want to apply for the CLI before the alloted time.
Also, on the BCP card, how much did you pass through it? I passed about $1000 per month and paid it down every time I went over $300 (I heard they like mutiple payments). Also I had it at $0 balance before asking for the CLI and my FICO EQ was about 665 at the time of the rquest, down from my initial approval FICO of 731
I'll try asking! & I used about $1,400 the first month & paid off every transaction as it posts fully. But I had $0 balance as well when I asked
@armedxwithxaxmind wrote:
@keithB wrote:It does & I'm kinda confused by the "The length of time you have been a customer with American Express is too short." part like does it mean it wasn't my 61 day or?
Have you thought about using the chat at customer service and ask? I actually waited until day 65 before pulling the trigger as I didn't want to apply for the CLI before the alloted time.
Also, on the BCP card, how much did you pass through it? I passed about $1000 per month and paid it down every time I went over $300 (I heard they like mutiple payments). Also I had it at $0 balance before asking for the CLI and my FICO EQ was about 665 at the time of the rquest, down from my initial approval FICO of 731
I'll try asking! & I used about $1,400 the first month & paid off every transaction as it posts fully. But I had $0 balance as well when I asked
Good luck... Let us know how it goes!
This somewhat scares me... my moms 61 day is coming up on her Costco AMEX but she has always been carrying a balance since she has 0APR until December 2014. She currently has a $900 balance with a limit of $1200. She's been making far more then minimum payments, so payments like $150+ monthly. Her overall utilization is below 20%, with her only other high utilization card being her chase freedom which is currently at 750$/1000$. Her $7,500 student loan also got out of defferement recently so she only made about 5 monthly payments on that. She has a baddie from 2011 in which she was in collection with US Bank but she settled it for less than full balance. Her TU FICO from 4 months ago was 680. Do you guys think we should try for the 3x CLI or wait?
