Amex 3x CLI Change

[core]

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@Anonymous wrote:
Not sure I understand your question.  When, if ever, did you last apply for a CLI on any of your AMEX cards?  There is no required waiting period after a card being opened.

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I have never applied for a CLI on any Amex card, but I did get approved for my PRG in the last 2 months.  My question stems from what I read from someone back on page 1 who chatted with an Amex CSR:

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@JC_NuJeru wrote:

you: does Amex have a policy/rule in effect whereby customers can request a CLI "At Any Time" versus "61 days"?

AMEX: Yes, you can easily place a online request for Credit limit increase. The only conditions is, your account is atleast 60 days old and there is no application submitted in last 90 days...

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 I suppose "application" could be taken to mean CLI request but I had read that to mean application for a different credit card.  I suppose that doesn't quite make sense to me now, because if your card is only 61 days old, obviously an application was submitted less than 90 days ago.

[Anonymous]

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@core wrote:

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@Anonymous wrote:
Not sure I understand your question.  When, if ever, did you last apply for a CLI on any of your AMEX cards?  There is no required waiting period after a card being opened.

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I have never applied for a CLI on any Amex card, but I did get approved for my PRG in the last 2 months.  My question stems from what I read from someone back on page 1 who chatted with an Amex CSR:

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@JC_NuJeru wrote:

you: does Amex have a policy/rule in effect whereby customers can request a CLI "At Any Time" versus "61 days"?

AMEX: Yes, you can easily place a online request for Credit limit increase. The only conditions is, your account is atleast 60 days old and there is no application submitted in last 90 days...

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 I suppose "application" could be taken to mean CLI request but I had read that to mean application for a credit card.

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It must mean CLI application.  Anyways, you're fine to apply for a CLI now

[Anonymous]

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@ksantangelo23 wrote:

I can confirm this. My grandmother was approved for the BCE a few days ago at $6,000. Got the card today, and attempted a 3X CLI to $18,000. Instant approval.

LOL.

EDIT: Waited until card arrived sicne we needed the security code on card.

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Do you know if it was a hard or soft pull?  

My boyfriend just got his Amex EveryDay card yesterday, but it has only a 2k limit.  His Sears/Citi card has a 7k (I CLI it from 2k for him), and his (new) Cap1 has a 10k.  

Thinking of hitting the CLI as soon as one of the other cards report their higher limits.

[Shogun]

I'm thinking of going for $45K on my AMEX.  Wonder what kind of income they would expect for that.

[Open123]

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@Shogun wrote:

I'm thinking of going for $45K on my AMEX.  Wonder what kind of income they would expect for that.

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Depending on your aggregate CLs with other lenders, probably at least $100K?

[Shogun]

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@Open123 wrote:

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@Shogun wrote:

I'm thinking of going for $45K on my AMEX.  Wonder what kind of income they would expect for that.

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Depending on your aggregate CLs with other lenders, probably at least $100K?

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I have that covered.  Had some debt that was 0% APR that I just paid off.  Waiting for it to post before I apply.  I have around $80k in CLs and will have a balance of $237 on one card when it goes through.

[Anonymous]

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@Shogun wrote:

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@Open123 wrote:

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@Shogun wrote:

I'm thinking of going for $45K on my AMEX.  Wonder what kind of income they would expect for that.

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Depending on your aggregate CLs with other lenders, probably at least $100K?

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I have that covered.  Had some debt that was 0% APR that I just paid off.  Waiting for it to post before I apply.  I have around $80k in CLs and will have a balance of $237 on one card when it goes through.

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I think you'll be fine.  As long as you're prepared to verify income that's definitely doable.  If not, they'll probably counter

[Anonymous]

I applied for my first and only AMEX Blue Cash Everyday on 2/15/15, was instantly approved for $6,000 CL and recieved my card a few days later.  I immediately added the 61 CLI to my calendar.  My first statement posted 3/18/15 with a due date of 4/12/15, which I I PIF 3/23/15.  Reading a few posts here and elsewhere about recent success on CLI before the 61 days I decided to try it today.  I was instantly approved for a $12,000 increase to $18,000.

So far I am more than pleased with the card and everything associated with it.  I look forward to a long relationship with AMEX.

Good luck!

[ksantangelo23]

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@Anonymous wrote:

I applied for my first and only AMEX Blue Cash Everyday on 2/15/15, was instantly approved for $6,000 CL and recieved my card a few days later.  I immediately added the 61 CLI to my calendar.  My first statement posted 3/18/15 with a due date of 4/12/15, which I I PIF 3/23/15.  Reading a few posts here and elsewhere about recent success on CLI before the 61 days I decided to try it today.  I was instantly approved for a $12,000 increase to $18,000.

So far I am more than pleased with the card and everything associated with it.  I look forward to a long relationship with AMEX.

Good luck!

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Awesome! Congrats

[Anonymous]

Just tried it today. Got the Hilton HH Surpass on 2/15 and was approved for a limit increase from $8,600 to $25,000.00.

Was fully expecting a denial but both happy and shocked.