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Amex 3x CLI- How does it work?

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Goblin
Regular Contributor

Re: Amex 3x CLI- How does it work?

Strange the link keeps disappearing. Search for "definitive 3x cli guide"
Starting Score: Ex: 495 Eq: 492 Tu: 497
Current Score: Ex: 708 Eq: 716 Tu: 710

Message 11 of 29
Goblin
Regular Contributor

Re: Amex 3x CLI- How does it work?

What is the initial limit you received?
Starting Score: Ex: 495 Eq: 492 Tu: 497
Current Score: Ex: 708 Eq: 716 Tu: 710

Message 12 of 29
Anonymous
Not applicable

Re: Amex 3x CLI- How does it work?

Under Profile > Credit Management > Request Limit Increase

Message 13 of 29
newhis
Valued Contributor

Re: Amex 3x CLI- How does it work?


@Anonymous wrote:
Wow!! That's great!! I haven't received the card yet, but will sure try it once the card arrives!! Smiley Happy Is there a luv button, or will I have to speak with a representative? "Three times credit limit increase" is AWESOME!!

Yes there is a button to request online. They don't approve everyone but most people get the limit to 3X without issues. If you don't wait 61 days and they deny you, then you will have to wait 90 days for your next try. This doesn't mean that you have a better chance at 61 days but if they see that you use the card and PIF maybe that will help. I guess it depends if the next SP before the 61 day looks better to them or not.

Message 14 of 29
Skye12329
Valued Contributor

Re: Amex 3x CLI- How does it work?


@Goblin wrote:
Strange the link keeps disappearing. Search for "definitive 3x cli guide"

Yeah i was confused by that too. Is a link to another thread not allowed?

BK7 - 2/21
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Venmo - 900 (11/21)
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Message 15 of 29
Anonymous
Not applicable

Re: Amex 3x CLI- How does it work?

Ok Goblin, I sure will. The initial limit is $3500, and right before I was approved for it, I applied for the Discover IT card and was approved for $4000!! I am just thrilled, and really wasn't expecting these great initial limits they gave me because all of my other cards have toy limits
Message 16 of 29
Goblin
Regular Contributor

Re: Amex 3x CLI- How does it work?

Congrats on the Discover.

For your AmEx 3x CLI you can request $10,500
Starting Score: Ex: 495 Eq: 492 Tu: 497
Current Score: Ex: 708 Eq: 716 Tu: 710

Message 17 of 29
09Lexie
Moderator Emerita

Re: Amex 3x CLI- How does it work?

Here's the guide

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/td-p/18110...

 

 

As far far as requesting the CLI before the 61 days, we have had some success stories but by far more have reported the policy is still intact. 

Message 18 of 29
Anonymous
Not applicable

Re: Amex 3x CLI- How does it work?

Wow!! I was already soooo excited about getting approved with these limits, but you all have really just topped the cake for me!!!
Message 19 of 29
Anonymous
Not applicable

Re: Amex 3x CLI- How does it work?


@Anonymous wrote:
I've seen a couple of posts mentioning a 3x CLI with the Amex card. How does that work? If after so many months/ time frame, will they give you a credit limit tripling what you already have? Thanks for any info

There is a ginourmous thread just on this Amex 3 xCLI question.

 

Start here and enjoy!

 

http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071

Message 20 of 29
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