Amex 3x CLI denial any suggestions?????

[mrcredit7]

I didn't understand it myself. Yeah my first card with them..guest i pulled the trigger to early..just have to wait until December I guess..I  have Discover-$5.5k, BofA rewards$5K, Citi--$3k all opened on the same day..Plus Cap one--$1k(2years old no miss paymt)

[mrcredit7]

D-Wall...thankx a bunch..Mind sharing what was told to you in your denial letter.

[JonStur]

Like everyone said just try again...

[Exonumist]

It was basically too many new accounts, loan balances too high, etc. The card was part of a small spree. I got a new car loan, refinanced another car loan, AMEX Delta, and Penfed Cash. They just didn't like all the new things reporting. I think my aaoa had dropped to under a year... 

[navyox]

Not trying to hijack but does the "you will receive a written response in 7-10 days" automatically mean no?   I'm assuming it does. 

[NewtoCredit80]

I was also approved of a BCP credit card on 18th July for $2000 and got an increase to $6000 on 18th of this month. Your denial might be due to too many new accounts. Try in 90 days. Best of luck.

[09Lexie]

@navyox

Not necessarily.

[Gunnar419]

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@mrcredit7 wrote:

Got account on July 18, 2013..I thought today would be my 61st

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Did you apply and get approved on July 18? Or was July 18 the day Amex completed the internal processes to officially open your account? That takes a few days after application and is the day that counts when you're going for the 61 day CLI.

IF that's why you didn't get approved for your CLI, you can try again once the real 61 days has been reached. If it was some other reason ... wait 90 days as everybody says.

[navyox]

Well it was in this case haha.   Hopefuly no hard pull, hopefully didn't trigger an account review.   Guess I got a little overambitious.

[mrcredit7]

I applied on the phone & approved on the same day.....(18th)