Hello
I have the AMEX BCP with a 4k limit, and anyhow, I'm planning on purchasing a new computer because I am going back to school. It will be about $1100, and I would like to put it on the BCP. I should get the $250 statement credit for spending 1k in my first three months because of this, so the cost of the computer will be about 850. I'm thinking about carrying it for a couple of months because I have been/will be making other larger purchases including tuition, and anyhow the BCP has an intro 0%APR until 9/2015. My balance will be probably $500-700 of $4k when its 61 days 3x CLI time at the end of July/early August. I otherwise swipe the card a lot (daily) as it's what I use to buy groceries. Does this seem like it will be problematic for the 3x CLI request? My overall credit utility will be in single digits.
Anyhow, thanks.
It's a YMMV type of thing. I carried a balance, but paid it off before I did my 3X. Was automatic approval via the button.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
They'll probably want to see that you're able to pay off what you charge. I have seen some people on here get the 3x CLI with 50% util though so YMMV.
For me, I charged about 500-600 to the card a month and PIF every month. CLI approved automatically via the luv button.
