You can a receive a free copy of your credit report once annually.
To other members: While disputing inaccurate information is well within a consumer's right and will get a free credit report, let's try to recommend the above site a lot more. I am appalled at how few people know about the site and at how often I am posting about the site after others have directed posters elsewhere, including getting a report through MyFico. Lets try to send people to the free option first and then to all of the other wonderful locations second. I think it is our jobs as consumers to inform each other, and the forums are a great way to inform others about the free options available.
Thanks for listening! (and bring on the consequences of the suggestion)
tdoger wrote:With Experian,unlike the other two, there is no need to even play the "dispute" ruse to see a current report. At the bottom of the Experian dot com home page, there is a link to "View Report Again". You do need to put a valid report number in to gain access, but it will work for many months. I am still using my free one from August. The report that you are viewing is a current real time report, not a copy of what you have aleady seen. And you can see softs. When you log out a pop-up reminds you to write the number down if you want to see your report again "in the neat future. An Experian rep pointed this out to me so I could verify an update he was doing.
Interesting, thanks for the tip tdoger.
Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 670, Wally TU 700, EX 718 (11/29/13, EX 07/11/13)
Goal Score: 680 in all three (01/01/14)
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