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Amex 61 days cli.

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mokong
Regular Contributor

Amex 61 days cli.

Amex BCE

Approved: 12/15/11

Activation: 12/27/11

i wanna ask cli which one is the date that count as 61 days?

Message 1 of 8
7 REPLIES 7
Brian_Trying_700
Frequent Contributor

Re: Amex 61 days cli.

I would wait 6 months of payments before c.l.i

 

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?
Message 2 of 8
dharalex
Established Contributor

Re: Amex 61 days cli.


@mokong wrote:

Amex BCE

Approved: 12/15/11

Activation: 12/27/11

i wanna ask cli which one is the date that count as 61 days?




I have read it is 61 days from activation, but I used the date of my inq(approval) and I was approved. I guess it's a ymmv thing. I would wait until 61 days after activation just to be safe.


Starting Score: TU:676;EQ:648 8/2011
Current Score: TU:738; EQ: 739 ;EX: 729 6/2012
Goal Score: 760


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Message 3 of 8
bichonmom
Senior Contributor

Re: Amex 61 days cli.

I've read both here, but if I were you, I'd wait for the latter date just to be safe, because you can't request another CLI for 90 days I believe, if you're denied. (That's to the best of my recollection.)

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 4 of 8
mokong
Regular Contributor

Re: Amex 61 days cli.

thanks for reply...

Message 5 of 8
Creditaddict
Legendary Contributor

Re: Amex 61 days cli.


@Brian_Trying_700 wrote:

I would wait 6 months of payments before c.l.i

 


With American Express "Revolver" Accounts, you ask for first CLI at 61 days and all future increases at 6 months.

Message 6 of 8
dnice77
Regular Contributor

Re: Amex 61 days cli.

You can call amex for the correct date, its 61 days from activation



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Message 7 of 8
Imhotrodcrazy
Valued Contributor

Re: Amex 61 days cli.

Just for the record, mine was approved 61 days after date of approval.

FICO 08
TU 842 12/8/18
EX 840 12/29/18
EQ 842 12/8/18
(NASA 30K) ( Amex 44k ) ( Freedom 10.6K ) ( US Bank Cash+ 20k, LOC 15k ) Winners never quit, and quitters never win
last app 2/15
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