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Amex 90 days between CLI if declined

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ojefferyo
Valued Contributor

Amex 90 days between CLI if declined

So I just got off chat with the rep to inquire about when my last CLI request was since they declined me for a CLI on my BCP for too many inquires awhile ago. I stated to the rep that I wanted to know if it has been 90 days and the rep told me that the 90 cap is not in effect anymore and you can request any time. I asked when this new thing took place and he said about a month or 2 ago. 

 

Just wanted to share, not sure how accurate the info is so take it with a grain of salt.

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Message 1 of 3
2 REPLIES 2
kdm31091
Super Contributor

Re: Amex 90 days between CLI if declined

You can request whenever you want. The system will auto-deny you if it's been less than 90 days (since denied) or 180 days (since approved). AFAIK, this hasn't changed.

Message 2 of 3
Anonymous
Not applicable

Re: Amex 90 days between CLI if declined

hmm sounds like inconsistency with reps. My 90 day cli was august 24th which was denied. And august 24th is basically a month away so..... Guess we will have to get more folks chatting or calling in. Or have someone that was denied a CLI less than 90 days ago get approved for one.
@ojefferyo wrote:

So I just got off chat with the rep to inquire about when my last CLI request was since they declined me for a CLI on my BCP for too many inquires awhile ago. I stated to the rep that I wanted to know if it has been 90 days and the rep told me that the 90 cap is not in effect anymore and you can request any time. I asked when this new thing took place and he said about a month or 2 ago. 

 

Just wanted to share, not sure how accurate the info is so take it with a grain of salt.


Message 3 of 3
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