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Established Contributor
Posts: 573
Registered: ‎05-29-2011
0

Amex APR . . . WOW!

My BCE Amex came with an APR of 21.9% when the account was opened over a year ago.  Our HHonors Surpass came with a 17.9% APR when opened about 9 months ago.  I called today to see if they could match APR's on both accounts, and to my surprise after the CSR spoke with a manager, they lowered the APR on my BCE to 10.9% !  WOW....thanks Amex!

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Valued Contributor
Posts: 1,960
Registered: ‎08-13-2007
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Re: Amex APR . . . WOW!

Wow - congrats. The is a really nice reduction! I think I need to call them. I am at 15.24%.

Ray

** Every Card has a Job, and Every Card does its Job **

Regular Contributor
Posts: 216
Registered: ‎07-20-2011
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Re: Amex APR . . . WOW!

Congrats!

Current myFICO Scores:03/08/12 EQ: 801 • TU: 801 • Bank of America TU FICO: 822 • Credit Karma Vantage: 873

My Wallet: Amex Business Platinum | Amex SPG (5k) | Amex Delta Reserve (33k) | Citi ThankYou Premier World MasterCard (26k) | Chase Mileage Club Visa Signature (15k)
Sock Drawer: Barclay Ring MasterCard (10k) | Discover More (6.5k) | CapitalOne VentureOne (4.5k) | Macy's | Amex Platinum Personal
Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Amex APR . . . WOW!

That's awesome congrats!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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Frequent Contributor
Posts: 673
Registered: ‎04-23-2009
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Re: Amex APR . . . WOW!

Dang!  I never have even looked at my AmEx Costco APR I always PIF each month hey I'm going to do that and maybe give them a call when I get back to CONUS!!


Starting Score: EQ FICO 777
Current Score: EQ FICO 803
Goal Score: EQ FICO 810


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Super Contributor
Posts: 6,672
Registered: ‎04-07-2008
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Re: Amex APR . . . WOW!

Nice reduction !!

 

I should call them. My BCE is at 17.99




Established Contributor
Posts: 541
Registered: ‎12-02-2011
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Re: Amex APR . . . WOW!


Nice!

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Established Contributor
Posts: 992
Registered: ‎05-14-2008
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Re: Amex APR . . . WOW!

That's nice, but I would never carry a balance on an AMEX card.  That's not a good game plan with that particular company, regardless of what they say.  AMEX likes their money every month.

Established Contributor
Posts: 573
Registered: ‎05-29-2011
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Re: Amex APR . . . WOW!


Watchmann wrote:

That's nice, but I would never carry a balance on an AMEX card.  That's not a good game plan with that particular company, regardless of what they say.  AMEX likes their money every month.


I used to think that; but then I decided if that really were the case they wouldn't have revolvers at all or allow deferred charges up to $30k on their Plat product.  That being said, they're still the last CC company I'd ever make enemies with Smiley Happy

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
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