@NRB525 wrote:Congrats!
My Delta is still on the 6.9 promo rate until mid November, then back to 19.24. Will definitely start checking then because of all my AMEX cards, this one is forever.
HHonors took two steps down a few months ago, 19.24 to 17.24 now at 15.24. I'm leaving that one there on the off chance there's another Holiday Promo, because from what I see other's results, to get the promo rates one has to have a standardized rate, like 19.24 or 17.24 or 15.24.
The SPG was reduced from 19.24 to 16.24, then just got another reduction last week to 14.99.
EDP is on a 0.00 new card promo, then an ugly 19.99 (presuming I keep it, which it's looking like I won't)
Ya same on the ED still on 0% apr.. I was happy on the Delta as this is a backdated account and plan on dropping my HHonors after it hits a year and PC the Delta backdated as 9.99% apr to the HHonors.. That is my plan and I plan to stick with it
.. Thus leaving 2 open revolver spots open.
@CreditCuriousity wrote:So had to try as I got an APR reduction about 3 or 4 months ago on my Delta.. Although I really don't use it much, still nice to have a good APR.. So my results are as follows. Gotta love Amex with their APR reductions
Side note.. I might or might not of applied for another Airline CC last night.. It most likely will be in approval section when I get around to posting it later today
Nice, exact same rate on my Hilton
@CreditCuriousity wrote:
@Anonymous wrote:
@CreditCuriousity wrote:
Side note.. I might or might not of applied for another Airline CC last night.. It most likely will be in approval section when I get around to posting it later today
Spill the beans. Which one?
LOL same one as you got recently.. Not near the beastly CL as you got, was quite honestly expecting more! Maybe cause it was the 49$ version one vs the higher tier one? Although it is signature and middle tier 19.99 apr, so could of been worse. Only $5500 CL.. Not quite sure why it was so low, but so far it appears it might of been a SP, not 100% sure yet.. They hit my Experian yesterday with the following info, but was a SP..TBD whether it will show up as a HP.. I did this as I plan on dropping/cancelling my 9250$ Jcrew card and have all Visa/MC/Amex other than CareCredit.. Least that was my logic and a 10k buffer for miles with Virgin.
Alert Date: 10/23/2015
Company: Alliance Data
Activity: New Application
Congrats! $5500 is plenty. Maybe it was because of the version. Hopefully it stays as an SP
Congrats on the wonderful news there OP!
@CreditCuriousity wrote:So had to try as I got an APR reduction about 3 or 4 months ago on my Delta.. Although I really don't use it much, still nice to have a good APR.. So my results are as follows. Gotta love Amex with their APR reductions
Side note.. I might or might not of applied for another Airline CC last night.. It most likely will be in approval section when I get around to posting it later today
Congrats on the APR reduction!!!
@CreditCuriousity wrote:
@Anonymous wrote:
@CreditCuriousity wrote:
Side note.. I might or might not of applied for another Airline CC last night.. It most likely will be in approval section when I get around to posting it later today
Spill the beans. Which one?
LOL same one as you got recently.. Not near the beastly CL as you got, was quite honestly expecting more! Maybe cause it was the 49$ version one vs the higher tier one? Although it is signature and middle tier 19.99 apr, so could of been worse. Only $5500 CL.. Not quite sure why it was so low, but so far it appears it might of been a SP, not 100% sure yet.. They hit my Experian yesterday with the following info, but was a SP..TBD whether it will show up as a HP.. I did this as I plan on dropping/cancelling my 9250$ Jcrew card and have all Visa/MC/Amex other than CareCredit.. Least that was my logic and a 10k buffer for miles with Virgin.
Alert Date: 10/23/2015
Company: Alliance Data
Activity: New Application
Congrats on your approval! Nice SL!
