Amex AU System - I LOVE YOU

[recordaras]

My fiance and I have had a shared Chase Amazon card for years, and recently I added him as an AU to my CSP. As much as I love Chase, I always thought their AU system could be a little easier - there is only one, primary login/account and no way to separate the charges by user.

I kind of thought that it was the same with all other cc companies, but I just got off the chat with an Amex CSR, and I couldn't resist sharing my excitement! His second card is treated like a separate card altogether. He will have his own separate login, and unless I make him an account manager he will only see (and pay) his own charges made to the card - no more trying to figure out who made which charge and wasting time calculating who owes what. BRILLIANT!!!

[sghosh5]

That in fact is a great benefit of AMEX AU. I was added on my wife's card a year back and this year i received 3 personal AMEX cards on my own. They will treat the AU card as separate card account and will set a start date of membership with AMEX different from your actual account start date. When he will apply for his own AMEX card the new accounts will be backdated to the AU card account open date. Enjoy and tream AMEX well. 

[recordaras]

In all honesty I really love the CSP and would have loved to focus our spending on that card, but due to this very ease of use I think our primary card will be the Amex, with the CSP reserved for big ticket purchases.

It's just so much more convenient when the card charges are fully separated!

Just one question - as the account owner, do you see the AU's charges as you would your own? Or are they somehow marked as belonging to the other user?

[sghosh5]

No, when they show up in your account (as a primary card holder), it mentions the name on the card along with the last 5 digits of the card, which will be diiferent from primary card holder's number. So you will be able to figure out which transaction belongs to whom. 

[krial]

Monday, February 17

WAL-MART SUPERCENTERWEST BRANCH MI

ACCOUNT OWNER NAME HERE

296 dollars and.28 Cents

Wednesday, February 5

THE HOME DEPOT #2782WEST BRANCH MI

AUTHORIZED USER NAME HERE

193 dollars and.68 Cents

Looks about like that if you are account owner/manager -- really easy to tell what belongs to each person.

[-Wade-]

---

@recordaras wrote:

My fiance and I have had a shared Chase Amazon card for years, and recently I added him as an AU to my CSP. As much as I love Chase, I always thought their AU system could be a little easier - there is only one, primary login/account and no way to separate the charges by user.

I kind of thought that it was the same with all other cc companies, but I just got off the chat with an Amex CSR, and I couldn't resist sharing my excitement! His second card is treated like a separate card altogether. He will have his own separate login, and unless I make him an account manager he will only see (and pay) his own charges made to the card - no more trying to figure out who made which charge and wasting time calculating who owes what. BRILLIANT!!!

---

Awesome i didn't know that