Amex AU back dating?

Raiders1 · ‎03-26-2014

I'm helping my mom rebuild her credit and I was thinking of adding her as an AU on my Amex BCE that has a $15K CL so that after a while she can get her own Amex and other cards. She had a Cosco Amex about 10 years ago that no longer shows on her CR. If I add her to my Amex would her card be backdated to her original member date or does she have to be the primary on the card in order to backdate?

Thanks.

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Josh2942 · ‎03-26-2014

It will backsdate to the original day that YOUR card was opened. Not hers

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enharu · ‎03-26-2014

Amex no longer backdate AU cards to your account opening date.

however they will probably be able to backdate to HER account opening year

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-Wade- · ‎03-26-2014

@Raiders1 wrote:
I'm helping my mom rebuild her credit and I was thinking of adding her as an AU on my Amex BCE that has a $15K CL so that after a while she can get her own Amex and other cards. She had a Cosco Amex about 10 years ago that no longer shows on her CR. If I add her to my Amex would her card be backdated to her original member date or does she have to be the primary on the card in order to backdate?

Thanks.

If she gets a card in her name and not as an AU she will get her original member date

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credit-hunter · ‎03-26-2014

yes she will it's great for AAOA

09Lexie · ‎03-26-2014

@Raiders1 wrote:
I'm helping my mom rebuild her credit and I was thinking of adding her as an AU on my Amex BCE that has a $15K CL so that after a while she can get her own Amex and other cards. She had a Cosco Amex about 10 years ago that no longer shows on her CR. If I add her to my Amex would her card be backdated to her original member date or does she have to be the primary on the card in order to backdate?

Thanks.

If you add your DM they will backdate the MSD to her TE account (assuming they can locate her info) it will not backdate on her CR's.

In order for her CR's to be backdated, it would need to be an account in which she is the primary cardmember

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