10-11-2013 04:13 PM
Sorry, yet ANOTHER Amex backdating question. I couldn't find the answer to this:
I have one Amex card: Member since 2011. My sister's current Amex says Member Since 2004. If she adds me as an AU, can I get my member since date back to 2004? I would love to be like Marty McFly and go back in time.
10-11-2013 04:21 PM
10-11-2013 04:23 PM - edited 10-11-2013 04:24 PM
I don't know the answer to this but I think the chicken has to come before the egg. I think you have to be an AU first then get your own account to go back. I don't think you can open a new account (first relationship with AMEX) then get added as an AU and have your account go back to 2004.
That's definately my guess. However, i'm hoping someone in this MyFICO world gave it a shot and see if it worked!
Thanks for your input.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.