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I have a targetted offer where for each AU that I add I can earn $25 for $250 spend. I can add up to 4 AUs for up to $100. Could I make up names to put in for the AU cards then spend those AU cards myself pretending a made up person spent on them? If it comes down to it, I can just add the names of my cousings, aunts, and uncles in another country then spend for them on AU cards meant for them. After I meet the bonus, should I close AU account , reduce AU limit, etc to not look suspicious.
I definitely don't want to get blacklisted from Amex but I do want the $100, so what is the best way to abuse this perk without getting caught?
Oh yea no SSN required for first 60 days.
@Subexistence wrote:I have a targetted offer where for each AU that I add I can earn $25 for $250 spend. I can add up to 4 AUs for up to $100. Could I make up names to put in for the AU cards then spend those AU cards myself pretending a made up person spent on them? If it comes down to it, I can just add the names of my cousings, aunts, and uncles in another country then spend for them on AU cards meant for them. After I meet the bonus, should I close AU account , reduce AU limit, etc to not look suspicious.
I definitely don't want to get blacklisted from Amex but I do want the $100, so what is the best way to abuse this perk without getting caught?
No, making up names is not allowed and is unethical. It could result in the shut down of your Amex accounts. Discussing unethical activities is a violation of MyFICO's Forums Terms of Service. Additionally you should never add someone as an authorized user to any credit account without their explicit consent.
Honestly, I had to re-read the question because, quite frankly, I was stunned that someone would ask this type of question.
I was told eons ago -- if one has to ask a question that involves unethical behavior, that the person already knows the answer.
Like everyone has said, don't even think about doing something like this. It really isn't worth it and it could be considered fraud -- not just gaming the system.
If someone with a US-issued Amex card wanted to add a real person as an AU, but that person was a foreigner who lacked a SNN, would Amex possibly accept some sort of ID number from a foreign country if Amex issues cards in that foreign country (and, conceivably, would be able to pull that person's foreign credit)?
Purely hypothetical. There's no particular country I have an interest in about this.
OP- as other's have said it is unethical, but it is also fraudulent, and it could lead to more than just shutting down your cards.
@Anonymous wrote:
SSN is required?! There goes my plan to use my pets.
Look at the positive side..at least they can still vote
To the OP, I get that you're attempting to maximize your rewards with minimal expenditure, but going about it in this manner is not the path I'd choose.
Even at minimum wage pay, you're risking little more than one day of effort for a permanent blacklisting from a major card issuer.
Why?