Reply
Frequent Contributor
Posts: 260
Registered: ‎11-10-2011
0

Amex AU question

I have an Amex account and my SO just got approved for a gold. She added me as an AU. When the card arrives will my card benefit from the backdating? Or will it show as a new account?

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,206
Registered: ‎02-19-2012
0

Re: Amex AU question

YMMV some get it to backdate to original card some dont check what they report you can always have a personal request made to Amex if they have an account for a long time


Starting Score: 0
Current Score: TR??FICOEQ ?? FICO
Goal Score: 760

Lowes7,000 Discover More 2800. Jcpenny 6,000
Chase freedom 800 Never take NO for an answer!!
Frequent Contributor
Posts: 260
Registered: ‎11-10-2011
0

Re: Amex AU question

I am asking if as an AU the "member since" date will be for my card or hers when I've had my card since 2011 and hers is brand new.

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,346
Registered: ‎04-15-2011
0

Re: Amex AU question


Jake0215 wrote:
I am asking if as an AU the "member since" date will be for my card or hers when I've had my card since 2011 and hers is brand new.


If  you have a primary account, and when you were added as an additional card member on her account they wanted your SS number (AMEX requests more info than others do for AUs), you're new AU card  and account under her should list YOUR original member since date and report as such. You can check for that later on CK, it lists accounts and those details.

 

You're also not just an "AU" with AMEX, you're an "additional card member" under that account and can be liable for charges on same.

Frequent Contributor
Posts: 260
Registered: ‎11-10-2011
0

Re: Amex AU question


RyVision wrote:

Jake0215 wrote:
I am asking if as an AU the "member since" date will be for my card or hers when I've had my card since 2011 and hers is brand new.


If  you have a primary account, and when you were added as an additional card member on her account they wanted your SS number (AMEX requests more info than others do for AUs), you're new AU card  and account under her should list YOUR original member since date and report as such. You can check for that later on CK, it lists accounts and those details.

 

You're also not just an "AU" with AMEX, you're an "additional card member" under that account and can be liable for charges on same.


Thanks!

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.