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Amex AU question

Frequent Contributor

Amex AU question

I have an Amex account and my SO just got approved for a gold. She added me as an AU. When the card arrives will my card benefit from the backdating? Or will it show as a new account?

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


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4 REPLIES
Valued Contributor

Re: Amex AU question

YMMV some get it to backdate to original card some dont check what they report you can always have a personal request made to Amex if they have an account for a long time


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Message 2 of 5
Frequent Contributor

Re: Amex AU question

I am asking if as an AU the "member since" date will be for my card or hers when I've had my card since 2011 and hers is brand new.

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


Take the FICO Fitness Challenge
Message 3 of 5
Valued Contributor

Re: Amex AU question


Jake0215 wrote:
I am asking if as an AU the "member since" date will be for my card or hers when I've had my card since 2011 and hers is brand new.


If  you have a primary account, and when you were added as an additional card member on her account they wanted your SS number (AMEX requests more info than others do for AUs), you're new AU card  and account under her should list YOUR original member since date and report as such. You can check for that later on CK, it lists accounts and those details.

 

You're also not just an "AU" with AMEX, you're an "additional card member" under that account and can be liable for charges on same.

Message 4 of 5
Frequent Contributor

Re: Amex AU question


RyVision wrote:

Jake0215 wrote:
I am asking if as an AU the "member since" date will be for my card or hers when I've had my card since 2011 and hers is brand new.


If  you have a primary account, and when you were added as an additional card member on her account they wanted your SS number (AMEX requests more info than others do for AUs), you're new AU card  and account under her should list YOUR original member since date and report as such. You can check for that later on CK, it lists accounts and those details.

 

You're also not just an "AU" with AMEX, you're an "additional card member" under that account and can be liable for charges on same.


Thanks!

Starting Score: 617 EQ 10-17-11
Current Score: EQ 767 TU 769 EX 749 (all FICO but who really knows?)
Goal Score: 800


Take the FICO Fitness Challenge
Message 5 of 5