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Amex AU

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ArCpa
Contributor
‎09-21-2013 10:56 PM
‎09-21-2013 10:56 PM

Amex AU

Last year I put my GF on 4 of my Amex accounts. I notice this lowered her AAOA from 7yrs to 5.2. If i remove her from the accounts and they report closed. Will this bring back up her AAOA.   Thanks

CC: Amex Green ( NPSL) Amex BCE ( 38.1 K ) US Bank Sig Cash ( 20K ) Pen Fed (42K) Chase Freedom ( 7.5K) Discover More (22K ) Cap 1 QSilver (10K) Barclays Rewards (9K) Care Credit (5.5k) Sears (12K) JC Pennys (6K) Dell (15K) Key Bank (19k ) Key Bank (16K) FFO (7.5 K) Shell ( 600) OCCU ( 20K ) City TY (10.5K) CSP (17.5k) Regions ( 18K )Simmons (15K) Regions BLOC (125K) Fuel Rewards MC(10K )Amex Hilton ( 23k)

TU ( MFICO 5/11/14) 812
EQ ( MFICO 5/11/14) 790
EX ( MFICO 5/11/14) 805

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09Lexie
Moderator Emerita
‎09-21-2013 10:58 PM
‎09-21-2013 10:58 PM

Re: Amex AU

No, the only way that would happen is if Amex agrees to remove them completely from the CRAs.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

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azguy13
Senior Contributor
‎09-21-2013 11:29 PM
‎09-21-2013 11:29 PM

Re: Amex AU

Any new TLs will lower the AAoA whether it is AU or the primary holder of that card. The only way you could get away with not having an AU card affect your AAoA would be if the lender could not match you with your CR.

 

For example, if the AU does not share the same address or contact info and the lender did not request a full SSN. You would still get the card, but it would not be reported on your CR.

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