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Established Contributor
AndyK
Posts: 913
Registered: ‎06-09-2011
0

Re: Amex Account Reviews already???

And as far as the original topic goes, yeah, Amex keeps softing me too. I remember seeing Amex Account Review and Amex Account Review 2. 2? Go figure. But there was a 2 there.

EQ 679 FICO (02/24/2012)
TU 721 FICO (03/10/2012)
EX 703 FICO (05/05/2012)

Cards: NFCU cashRewards $14k, NFCU Platinum $14k, USAA Amex $7k, Amazon Visa $3k, Chase Freedom $2.5k, Amex Zync NPSL, Discover More $1k, Amazon Store $1.3k, Walmart Store $700
Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Amex Account Reviews already???


android01 wrote:

Amex reviews my file roughly once a year,  and I've been a member since 1986.  On a more sinister note.  It seems as though Experian somehow notifiies your current creditors that you are applying for new credit.  There are entries by CREDIT COMMUNICATION SVCS that always appear on my EX report that trigger two thirds of my CURRENT creditors to soft my EX report whenever I apply for a new TL.  This NEVER happens with EQ or TU.  :smileymad:  


It's interesting that you said this... I have noticed a seeming "coincidence" that immediately after a new acct reports, there is a soft by Amex on my EX. Amex hadn't softed my EQ and I don't see my TU softs, but they could be there as well. Very "big brother"! :smileyindifferent:

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
0

Re: Amex Account Reviews already???

I've been seeing 2 to 3 Amex softs a month on my EX. Sometimes they disappear... I save a PDF every time I pull my CR. So, I can go back and look at last week's pull, for example. I've seen some Amex softs "disapper," and there is a new one with a more recent date on it. So, I think they are softing us more than even we realize!

 

It does concern me, but at least seeing that it's happening with others calms my concerns a bit.

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EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
linux007969
Posts: 640
Registered: ‎04-20-2012
0

Re: Amex Account Reviews already???

I just noticed tonight when i went to grab a copy of my experian report that AMEX SP for a Account review on 3/3/13 so they would have seen all my...... shall we say "activity" from this weekend.... I hope they don't care about it. :smileyindifferent:

Discover IT TU Score: 739 as of 4/20/14 | TU Score as of 1/5/14 - 710 | EQ Score as of 1/5/14 - 748 | Ex Score as of 1/5/14 - 728
TU Score as of 1/5/14 - 705 | EQ Score as of 1/5/14 - 721 | Ex Score as of 1/5/14 -753 |

Capital One QuickSilver MC $4.5K | Amazon $1.8K (CLOSED) | Walmart $5K | Paypal SC w/Debit card $5K (CLOSED) | BOA 123 Cash Rewards Sig $5K | BOA BBR $1K | Discover IT $8.5K | AMEX Sr Green Charge (NPSL) | PNC CashBuilder $1.5K | Paypal Extras MC $6k | PNC Auto Loan $20,038.75 | AMEX SimplyCash Biz CC $3k | BOA Cash Rewards Biz CC $3.5K | Chase Freedom $4.5K |

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