This is probably a stupid question but I just want to be sure...
Does anyone know how the timing of the annual fees work for Amex. I am rebuilding and getting to the point where I am a borderline applicant for Amex. If I apply for the Delta Gold and have the 1st year AF waived. Does the 2nd year begin 1 year from when I am accepted? or is it based on the calander year - so If I apply in December, my 1st year's fee lasts only for 1 month???
