True, HP is typically approval but SP is a decline. However they might just be trying to SP you but they can't as it's locked (or does freezing work that way?). Either way good luck and call them soon!
Your creditors can SP all day long with a freeze. If it was that eazy to hide 90 day lates, every dead beat would do it...
Ill say, prematurely- congrats on your Amex Platinum!
So I granted amex access to my experian report, and afterwards they said to finish my application they would need form 4506-t. I told them to cancel the app. No way I'm providing them that much access to sensitive info, a paystub should suffice. I'm good with my unicorn lol.