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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Amex Approval

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‎11-12-2012 10:42 AM

Congrats...i will be moving my CL from delta to BCP........using that as my everyday card for now

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
Message 11 of 27 (448 Views)
 
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Contributor
patsfan1453
Posts: 180
Registered: ‎11-04-2012

Re: Amex Approval

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‎11-12-2012 12:05 PM

amercnchopz34 wrote:

Congrats...i will be moving my CL from delta to BCP........using that as my everyday card for now

Do you feel like the fee justifies the rewards?

USAA Wounded Warrior Mastercard 4k || Citi TYP 3.5k|| Citi Forward 3k ||Citi HHonors 2k || Citi Simplicity 1k || Discover It 2k || Chase Freedom 500 || Amex Green ||Amex BCE 1k ||Paypal Extras 1.5 || Amazon Store Card 1.9k || Walmart 1k || Cap1 750
Total CLs: 22,150
Message 12 of 27 (422 Views)
 
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Established Contributor
amercnchopz34
Posts: 823
Registered: ‎10-28-2011

Re: Amex Approval

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‎11-12-2012 02:08 PM

patsfan1453 wrote:
amercnchopz34 wrote:

Congrats...i will be moving my CL from delta to BCP........using that as my everyday card for now

Do you feel like the fee justifies the rewards?

As i said earlier..card is not here yet.....when it arrives ,i will start using it  ....,if i dont feel in a year..i will PC  to BCE

Amex Green (NPSL) , Amex Delta Gold ( 6500) Amex BCP (2000) Amazon store (5000) Capitol One (5000) Barclay NFL Bears (5000) Alliant MC (5000) Fairwinds CU Visa (2500) HHGregg (4000) Discover It (5000) Chase CSP (5000) Best Buy Store Card (4000) Citi Diamond (1200) Citi TY Preffered (2000)


BK 7 in 2005.....
Message 13 of 27 (395 Views)
 
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Valued Contributor
nicholasyud
Posts: 1,589
Registered: ‎08-13-2012

Re: Amex Approval

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‎11-12-2012 03:11 PM

Does the Greeen Card report balance to credit bureaus ??????? 

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800

Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

Message 14 of 27 (378 Views)
 
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Contributor
EandK23
Posts: 171
Registered: ‎09-12-2012

Re: Amex Approval

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‎11-12-2012 05:56 PM

Congrats!  


Starting Score: 632 (TU) 02/2011
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780

Take the FICO Fitness Challenge

Message 15 of 27 (349 Views)
 
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Established Member
RavenNation
Posts: 16
Registered: ‎11-12-2012

Re: Amex Approval

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‎11-12-2012 07:07 PM

I'm new to this forum but I been reading it a lot lately but I haven't been able to figure out what you mean by "gardening" or "going to the garden". Can someone please enlighten me...
Message 16 of 27 (337 Views)
 
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Contributor
patsfan1453
Posts: 180
Registered: ‎11-04-2012

Re: Amex Approval

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‎11-12-2012 07:15 PM

Nuturing your credit score so it grows. Not applying for new credit or other hard pulls. Just focusing on making payments on time.

USAA Wounded Warrior Mastercard 4k || Citi TYP 3.5k|| Citi Forward 3k ||Citi HHonors 2k || Citi Simplicity 1k || Discover It 2k || Chase Freedom 500 || Amex Green ||Amex BCE 1k ||Paypal Extras 1.5 || Amazon Store Card 1.9k || Walmart 1k || Cap1 750
Total CLs: 22,150
Message 17 of 27 (331 Views)
 
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Established Member
RavenNation
Posts: 16
Registered: ‎11-12-2012

Re: Amex Approval

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‎11-12-2012 07:21 PM

Oh I see. I kind of figured that but I just needed clarification. I guess that's what I'm going to do now too since I just applied for a Blue Cash Everyday on Saturday. Happy to be approved for a $8000 limit. Can you call Amex to see what credit bureau they pulled from and what your score was?
Message 18 of 27 (324 Views)
 
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Established Contributor
SnackTrader
Posts: 952
Registered: ‎09-15-2012

Re: Amex Approval

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‎11-12-2012 07:26 PM

RavenNation, do you mind sharing some of your scores and credit history to help the rest of us who are trying to get approved for BCE?

What other cards do you have? Any baddies? Other limits? Income?

Thanks in advance!

Oh, Here's the link to the Garden Club.

http://ficoforums.myfico.com/t5/Credit-Cards/Garden-Club-Meeting-November-2012/td-p/1675076

In My Wallet: Amex BCP (12/12) $13,500, Cap1 Cash Rewards (6/12) $9,000, Citi Forward (12/12) $6,500, Chase Freedom (12/12) $5,000

In The Garden!


Last App: December 2012
Message 19 of 27 (315 Views)
 
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Moderator
webhopper
Posts: 6,666
Registered: ‎09-16-2011

Re: Amex Approval

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‎11-12-2012 07:30 PM

RavenNation; American express should send you a letter in the mail indicating the bureau and score used. They usually pull experian and your score must be.great; because they are known to be chopsticks with their limits. Congrats to all the new amex cardmembers! Welcome to the amex family! See y'all in the garden!
Starting Score: 08/29/2011 TU 671 EQ 674
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!


Take the myFICO Fitness Challenge
Message 20 of 27 (312 Views)
 
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