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Valued Member
Posts: 38
Registered: ‎06-04-2008
0

Amex Approval!!!!

So I decided to apply for the Gold card today and I was declined. My EX report has 1 CO which is due to drop later this year but I went ahead and pulled the trigger anyway.

 

After going through the process I was told my app has been declined. So I decided to call the backdoor number to request a recon. Rep took my info then said will call me back with update. I thought he was BSing me and he could hear my hesitation in my voice. He decided to give me his name and extension just incase I need to get in contact with him.

 

Anyways, 30 mins later I receive the following email

 

We are pleased to approve your application for American Express® Gold Card, and we'd like to welcome you to the benefits and services that come with Cardmembership.  Your Card will arrive in the mail in 7 to 10 days.

 

I'm finally in people!!!!!!

10/2006 (From Lender)EX 457 EQ 462 TU 486
04/2008 (TrueCredit) EX 552 EQ 544 TU 546
9/9/09 Privacy Assst EQ 555 EX 666 TU 590
9/24/09 From MyFico EQ 537 TU 684
10/10/09 From MyFico EQ 666 TU 692
01/27/10 From MyFico EQ 676
02/04/10 From MyFico EQ 784 TU 761
07/22/10 From MyFico EQ 784 TU 763
04/17/11 From MyFico EQ 799 TU 768
Moderator Emerita
Posts: 3,090
Registered: ‎08-09-2008
0

Re: Amex Approval!!!!

Great job on the recon! Congrats!

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Contributor
Posts: 115
Registered: ‎03-30-2011
0

Re: Amex Approval!!!!

Nice! That was an almost effortless recon. Congrats & welcome to the Amex family! Keep that guys information for future recon purposes (or for an inside contact).

Valued Member
Posts: 38
Registered: ‎06-04-2008
0

Re: Amex Approval!!!!

Feels good to be part of the AMEX family. I was once an AU back in mid 2000, I curious to know if they will backdate the new card. 

 

I will certainly keep the guys number just incase i need something in the future!!! To be honest, I dont think I'll have the kind of credit i have today without the help of this forum. You guys ROCK!!!

10/2006 (From Lender)EX 457 EQ 462 TU 486
04/2008 (TrueCredit) EX 552 EQ 544 TU 546
9/9/09 Privacy Assst EQ 555 EX 666 TU 590
9/24/09 From MyFico EQ 537 TU 684
10/10/09 From MyFico EQ 666 TU 692
01/27/10 From MyFico EQ 676
02/04/10 From MyFico EQ 784 TU 761
07/22/10 From MyFico EQ 784 TU 763
04/17/11 From MyFico EQ 799 TU 768
Contributor
Posts: 115
Registered: ‎03-30-2011
0

Re: Amex Approval!!!!


mdpanj wrote:

Feels good to be part of the AMEX family. I was once an AU back in mid 2000, I curious to know if they will backdate the new card. 

 

I will certainly keep the guys number just incase i need something in the future!!! To be honest, I dont think I'll have the kind of credit i have today without the help of this forum. You guys ROCK!!!


A backdate to 2000 would be like icing on the cake for you! Hopefully someone else will chime in on that one as I have no idea if they will do that for you. I hope so though! Smiley Happy

Regular Contributor
Posts: 114
Registered: ‎09-16-2008
0

Re: Amex Approval!!!!

Congrats!! Enjoy the Amex card!

Regular Contributor
Posts: 142
Registered: ‎01-19-2010
0

Re: Amex Approval!!!!

Congratulations!

Starting Score: 542 (in 2006)
Current Score: 661 (TU FICO), 677 (EQ FICO), 672 (EX FICO)
Goal Score: 750+
Frequent Contributor
Posts: 474
Registered: ‎09-12-2010
0

Re: Amex Approval!!!!

you wont get backdated because you were an AU on that card, they only backdate when your first card in your name was opened

FICO scores - 727 TU(Walmart)/ 727 EX(Amex app)/ 721 EQ(Discover app)
In My Wallet: BankAmericard Cash Rewards($2,000), Discover More($3,000), Chase Freedom($2,000), Fidelity Amex($1,000), Sam's Club Discover($4,400), SallieMae 5% Mastercard($5,000), Amex BCE($2,000) ,Citi Simplicity($2,000), Paypal SmartConnect($3,100), Walmart Store Card($2,350), Chase Amazon Visa($700), Target RedCard($500), Capital One Cash Rewards($750), Best Buy Store Card($1,900), HHGregg($2,000), Amazon Store Card($1,250),Newegg Preferred Account($2,000), Park West($2,000), BankAmericard Travel Rewards($5,000)
Established Member
Posts: 18
Registered: ‎09-21-2010
0

Re: Amex Approval!!!!

You can get backdated to your AU year just make sure you have account numbers available should they ask for it.

I got backdated to 1971 from my dad's card that he added me as an AU after I got my own green. We had to jump through some hoops though.

Congrats on the approval!!!

Starting Score: EQ: 612 (09/2010) - TU: 604 (09/2010)
Current Score: EQ: 702 - TU: 750 - EX: 708
Goal Score: 725


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Regular Contributor
Posts: 142
Registered: ‎01-19-2010
0

Re: Amex Approval!!!!

 


audrahz wrote:
You can get backdated to your AU year just make sure you have account numbers available should they ask for it.

I got backdated to 1971 from my dad's card that he added me as an AU after I got my own green. We had to jump through some hoops though.

Congrats on the approval!!!

Agreed.  You can get back dated to an AU date (even without hoops sometimes, at least).  My 6-month-old Zync card was backdated to 1999.  The only card that could be is my Business Platinum card, on which I'm an AU of my boss's card.  (I had other, older Amex accounts I supposed they could have backdated to, but because of a gnarly history with Amex, I decided not to press the issue.)

 

Starting Score: 542 (in 2006)
Current Score: 661 (TU FICO), 677 (EQ FICO), 672 (EX FICO)
Goal Score: 750+

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