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Amex Approval!!!!

Regular Contributor

Re: Amex Approval!!!!


audrahz wrote:
You can get backdated to your AU year just make sure you have account numbers available should they ask for it.

I got backdated to 1971 from my dad's card that he added me as an AU after I got my own green. We had to jump through some hoops though.

Congrats on the approval!!!

    OMG !!!!!!!!!!     40 years of account history...............  I wish  Discover and others would backdate...........




TU 802 EQ 806
*USAA*PENFED*NFCU*AMEX*DISCOVER*CiTi*WALMART*BESTBUY*
Message 11 of 16
Valued Member

Re: Amex Approval!!!!

Thanks guys. I will certainly report back on the account date once I receive the card. 

10/2006 (From Lender)EX 457 EQ 462 TU 486
04/2008 (TrueCredit) EX 552 EQ 544 TU 546
9/9/09 Privacy Assst EQ 555 EX 666 TU 590
9/24/09 From MyFico EQ 537 TU 684
10/10/09 From MyFico EQ 666 TU 692
01/27/10 From MyFico EQ 676
02/04/10 From MyFico EQ 784 TU 761
07/22/10 From MyFico EQ 784 TU 763
04/17/11 From MyFico EQ 799 TU 768
Message 12 of 16
Valued Member

Re: Amex Approval!!!!

I'm happy to report that AMEX has dated my card back to '04. I'm so excited coz this will really boost my score!

 

It does show member since 11 on the card though. I will hold off with it until it appears on my report then will call to get that corrected :-)

10/2006 (From Lender)EX 457 EQ 462 TU 486
04/2008 (TrueCredit) EX 552 EQ 544 TU 546
9/9/09 Privacy Assst EQ 555 EX 666 TU 590
9/24/09 From MyFico EQ 537 TU 684
10/10/09 From MyFico EQ 666 TU 692
01/27/10 From MyFico EQ 676
02/04/10 From MyFico EQ 784 TU 761
07/22/10 From MyFico EQ 784 TU 763
04/17/11 From MyFico EQ 799 TU 768
Message 13 of 16
Moderator Emerita

Re: Amex Approval!!!!

Congrats on the backdating.

 

For those who are getting their cards changed, I guess I'm curious as to why? I'm grateful enough that AmEx does the back-dating, so I don't ask for another card just for a changed year. What's on the card doesn't matter anyway.

 

Navy sent me my new card in my no-longer-married name. Since I'm using it for a BT, I won't bother asking for a replacement until I pay off the BT and start actually shopping with it.

 

Anyway, just me. I'm kinda allergic to frequent calls to CS, I suppose.

 

Again, congrats on the 2004 date.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 14 of 16
Valued Contributor

Re: Amex Approval!!!!

 


konabill wrote:

audrahz wrote:
You can get backdated to your AU year just make sure you have account numbers available should they ask for it.

I got backdated to 1971 from my dad's card that he added me as an AU after I got my own green. We had to jump through some hoops though.

Congrats on the approval!!!

    OMG !!!!!!!!!!     40 years of account history...............  I wish  Discover and others would backdate...........


Just thinking, if we keep adding kids as AU and they keep getting backdated, this way if someone who has a amex today, his/her grandsons apply for 3-4 amex cards when they are 21 years will have a AAoA of 40+ years and a FICO of 820.... (without having borrowed anything ever)

 

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 15 of 16
Valued Contributor

Re: Amex Approval!!!!

I had my first AmEx CC in 91, I recently applied for an AmEx Blue Cash CC and I was able to have it backdated to 91, I never asked for them to send me a new card saying "Member Since 91" but low and behold, about two weeks after I logged into my account at AmEx and noticed it said Member Since 91, I received a new card in the mail saying Member Since 91.

 

I wasn't really concerned about having a new card that said 91, but it did make me feel more reassured that it will list on my reports as opened in 91.

 

I'm also AU on my Fathers AmEx Platinum Optima opened in 84, maybe I should have seen if I could have had it backdated to then? However, I'm very happy with it backdated to 91 Smiley Happy

 

 

Congrats to you, keep up the great work!!


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

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Message 16 of 16