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Amex Apps are SP if denied right? UPDATE!!

Frequent Contributor

Amex Apps are SP if denied right? UPDATE!!

Im going to apply for either the BCE or Gold card. 

 

 

 

 

I got Approved!!! yaaaaaayyyyy!!!!!! 

 

Date ReceivedCardStatus of ApplicationNext Step
05/06/13
BLUE CASH EVERYDAY(SM)
Approved
Congratulations! Your application has been approved and you should receive your new card within 7-10 days. 
If you requested a balance transfer to this card click here to view the status of that transfer

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 1 of 24
23 REPLIES
Valued Contributor

Re: Amex Apps are SP if denied right?

SP only if you already have one of their card.
2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 2 of 24
Frequent Contributor

Re: Amex Apps are SP if denied right?

I got a message saying the website is having techincal difficulties and that my application will be processed as soon as possible,   should i call in?


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 3 of 24
Super Contributor

Re: Amex Apps are SP if denied right?

Go to application status and you should see whether you are approved, declined, or its in pending status. Google American Express application status.

Or you can call in.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 4 of 24
Frequent Contributor

Re: Amex Apps are SP if denied right?

it says "in progress",   what number should i call


*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 5 of 24
Valued Contributor

Re: Amex Apps are SP if denied right?

The numbers are listed here: http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 6 of 24
Frequent Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

congrats, if you want to know what the limit is you can call in and get it, or if you can wait you will get an email in the next day or 2 w/ a number you can use to setup online access and once you log in you will see you limit, i was too impatient i called 5 mins after i got the approval

Amx BCE-15k,Amx Zync-NSPL
Barclay's Mastercard-10.5k
Credit Union Visa-1k
Discover-19k, Khols-2k
Message 7 of 24
Valued Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

congrat.....May i know your credit file look like ??


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 8 of 24
Frequent Contributor

Re: Amex Apps are SP if denied right? UPDATE!!

Thanks philly

@nicholas
Fico EQ is 668, Fako TU in CK is 663, fako EX is 692. All my cards are paid off but one of them didnt report yet which is the best buy at 200 dollars. So util % was around 30 percent. No baddies or late payments. 1 year credit history, AAoA is 7 months.

*22 Years Old* Started my credit at age 19
Chase Sapphire Preferred Visa Signature- $9,200 II TFCU - $2,500 II Amex BCE - $2,400 II Paypal Extras Mastercard - $7,600 II American Eagle VISA - $3300 II Best Buy Visa - $3,000 II Chase Slate - $500
Message 9 of 24
Established Contributor

Re: Amex Apps are SP if denied right? UPDATE!!


phillyguy12 wrote:

congrats, if you want to know what the limit is you can call in and get it, or if you can wait you will get an email in the next day or 2 w/ a number you can use to setup online access and once you log in you will see you limit, i was too impatient i called 5 mins after i got the approval


Where do you see the limit? It doesn't allow me to see anything it just tells me I have to put my credit card number in to access or see anything. 

Last App March 23, 2015. Gardening until November 25, 2015
Current Score: 766 EX 734 EQ 780 TU 6/30/2015Starting Score/Goal Score: 580s/780s across the board
Message 10 of 24