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Amex BCE 6 month CLI Success

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xboxrunner
Regular Contributor

Amex BCE 6 month CLI Success

Just thought I'd share my CLI success with Amex.

Originally had a $2000 starting limit.

Recieved a CLI after 61 days to $6,000.

Recently hit 6 months and tried for $18,000--they countered with $15,000 (accepted obviously).

 

Very happy with this kind of growth. Would be nice to have a lower APR (22%) but I don't carry a balance anyways. If only Chase would do CLIs like this Smiley Very Happy

Transunion - 820 (9/8/21)
Equifax Fico 8 - 832 (9/8/21)
Vantagescore - 821 (3/20/21)
Message 1 of 18
17 REPLIES 17
Cageym
Established Contributor

Re: Amex BCE 6 month CLI Success

Congrats! Did you get your 61 day activation date or approval date. One of the CSR's told me on the phone that they counted from approval date. It makes about a 2.5 week difference in my case.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 2 of 18
xboxrunner
Regular Contributor

Re: Amex BCE 6 month CLI Success


@Cageym wrote:
Congrats! Did you get your 61 day activation date or approval date. One of the SCR's told me on the phone that they counted from approval date. It makes about a 2.5 week difference in my case.

Thank you. I believe I requested it from approval date--though my memory is a bit spotty.

Transunion - 820 (9/8/21)
Equifax Fico 8 - 832 (9/8/21)
Vantagescore - 821 (3/20/21)
Message 3 of 18
LS2982
Mega Contributor

Re: Amex BCE 6 month CLI Success


@xboxrunner wrote:

Just thought I'd share my CLI success with Amex.

Originally had a $2000 starting limit.

Recieved a CLI after 61 days to $6,000.

Recently hit 6 months and tried for $18,000--they countered with $15,000 (accepted obviously).

 

Very happy with this kind of growth. Would be nice to have a lower APR (22%) but I don't carry a balance anyways. If only Chase would do CLIs like this Smiley Very Happy


AWESOME!! CONGRATS!!

 

Very nice CL!!

 




EQ FICO 548 3/3/16
Message 4 of 18
Epcot
Valued Contributor

Re: Amex BCE 6 month CLI Success

Great increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 5 of 18
JonStur
Established Contributor

Re: Amex BCE 6 month CLI Success

Good for U. Great limit increase!!!


Starting Score: TU 595 EX 600 EQ 585
Current Score: TU 820 EX 825 EQ 812
Goal Score: 800 Club (Mission Accomplished)

Amex Platinum, Amex BCP $17.5K, 5/3 Sig $10K, Capital One Quicksilver 15K, Walmart 10K, US Bank Cash+ 15K, Sam's Club 10K, Chase Freedom $6K, Discover More $15K, Chase United Club MileagePlus $33K, Costco $6K, CapOne Quicksilver One $7K, Cap One Quicksilver $5K, Amazon $3K, Barclays $12.5K, Home Depot $7.5K, AppleCard $6K
Message 6 of 18
Revelate
Moderator Emeritus

Re: Amex BCE 6 month CLI Success


@Cageym wrote:
Congrats! Did you get your 61 day activation date or approval date. One of the CSR's told me on the phone that they counted from approval date. It makes about a 2.5 week difference in my case.

I think effectively everyone has stated that it wasn't on approval date when they tried.  It certainly doesn't make any sense not to do it on activation date (or possibly on initial statement opening date, that one's trickier) as the point of the time delay is to establish history with the card.  If you wait 40 days to activate what have you demonstrated in that three week period to 61 days if it's genuinely on approval date?

 

It's all anecdotal reports and we could be wrong, but if you attempt it at 61 days post approval, don't be surprised if it's declined.  Of course, YMMV.




        
Message 7 of 18
youngandcreditwrthy
Senior Contributor

Re: Amex BCE 6 month CLI Success

Wow!!!!! That's so awesome!!!! I have the same interest rate, but love my Amex BCE nontheless!! Lol :-). Seems like they really strive to be the highest limit in your wallet!!! I can't wait to try for that 3xcli, which would bring me to $10k+ :-)

Do you know your scores at the time of cli approval?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 18
migliogiorni
Established Contributor

Re: Amex BCE 6 month CLI Success

congrats Amex give the best cli's can't wait to get mine.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 9 of 18
mistabgeez
New Contributor

Re: Amex BCE 6 month CLI Success


@xboxrunner wrote:

Just thought I'd share my CLI success with Amex.

Originally had a $2000 starting limit.

Recieved a CLI after 61 days to $6,000.

Recently hit 6 months and tried for $18,000--they countered with $15,000 (accepted obviously).

 

Very happy with this kind of growth. Would be nice to have a lower APR (22%) but I don't carry a balance anyways. If only Chase would do CLIs like this Smiley Very Happy


Congrats! I recieved the CLI at 61 days as well for my current limit of $6,000. My question is when does this 6 month period start? Is it 6 months after the CLI at 61 days, approximately 241 after initial activation OR is this 6 months after activation, only approximately 120 days from the CLI at 61 days? I hope my question isn't too confusing lol. That limit is great and I really would like to ask at the right time and hope I am successful. Thanks!!!

AMEX BCE $15,500 Citi Double Cash $8,700 USAA $6,000
Chase Freedom $2,500 Discover It $10,600
M & T Visa $2,500 CU Visa $10,000, BOAmericard $7,500
Message 10 of 18
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