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Amex BCE 6 month CLI Success

Regular Contributor

Amex BCE 6 month CLI Success

Just thought I'd share my CLI success with Amex.

Originally had a $2000 starting limit.

Recieved a CLI after 61 days to $6,000.

Recently hit 6 months and tried for $18,000--they countered with $15,000 (accepted obviously).

 

Very happy with this kind of growth. Would be nice to have a lower APR (22%) but I don't carry a balance anyways. If only Chase would do CLIs like this Smiley Very Happy

Transunion (Credit Karma)- 815 (4/9/17)
Experian Fico (Amex)- 795 (4/9/17)
Vantagescore (Alliant)- 811 (4/9/17)
Equifax - 811 CK, 820 Citi (4/9/17)
Message 1 of 18
17 REPLIES
Established Contributor

Re: Amex BCE 6 month CLI Success

Congrats! Did you get your 61 day activation date or approval date. One of the CSR's told me on the phone that they counted from approval date. It makes about a 2.5 week difference in my case.

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 2 of 18
Regular Contributor

Re: Amex BCE 6 month CLI Success


Cageym wrote:
Congrats! Did you get your 61 day activation date or approval date. One of the SCR's told me on the phone that they counted from approval date. It makes about a 2.5 week difference in my case.

Thank you. I believe I requested it from approval date--though my memory is a bit spotty.

Transunion (Credit Karma)- 815 (4/9/17)
Experian Fico (Amex)- 795 (4/9/17)
Vantagescore (Alliant)- 811 (4/9/17)
Equifax - 811 CK, 820 Citi (4/9/17)
Message 3 of 18
Mega Contributor

Re: Amex BCE 6 month CLI Success


xboxrunner wrote:

Just thought I'd share my CLI success with Amex.

Originally had a $2000 starting limit.

Recieved a CLI after 61 days to $6,000.

Recently hit 6 months and tried for $18,000--they countered with $15,000 (accepted obviously).

 

Very happy with this kind of growth. Would be nice to have a lower APR (22%) but I don't carry a balance anyways. If only Chase would do CLIs like this Smiley Very Happy


AWESOME!! CONGRATS!!

 

Very nice CL!!

 




EQ FICO 548 3/3/16
Message 4 of 18
Valued Contributor

Re: Amex BCE 6 month CLI Success

Great increase, Congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 5 of 18
Established Contributor

Re: Amex BCE 6 month CLI Success

Good for U. Great limit increase!!!


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 6 of 18
Moderator

Re: Amex BCE 6 month CLI Success


Cageym wrote:
Congrats! Did you get your 61 day activation date or approval date. One of the CSR's told me on the phone that they counted from approval date. It makes about a 2.5 week difference in my case.

I think effectively everyone has stated that it wasn't on approval date when they tried.  It certainly doesn't make any sense not to do it on activation date (or possibly on initial statement opening date, that one's trickier) as the point of the time delay is to establish history with the card.  If you wait 40 days to activate what have you demonstrated in that three week period to 61 days if it's genuinely on approval date?

 

It's all anecdotal reports and we could be wrong, but if you attempt it at 61 days post approval, don't be surprised if it's declined.  Of course, YMMV.

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 771, TU 4 758, EX 2 758, EQ 8 795, TU 8 762, EX 8 786 (7/28/17)
Goal Score:    EQ 5 750, TU 4 750, EX 2 750, EQ 8 800, TU 8 Blah, EX 8 800 (01/01/18)


Take the myFICO Fitness Challenge
Message 7 of 18
Senior Contributor

Re: Amex BCE 6 month CLI Success

Wow!!!!! That's so awesome!!!! I have the same interest rate, but love my Amex BCE nontheless!! Lol :-). Seems like they really strive to be the highest limit in your wallet!!! I can't wait to try for that 3xcli, which would bring me to $10k+ :-)

Do you know your scores at the time of cli approval?
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 8 of 18
Established Contributor

Re: Amex BCE 6 month CLI Success

congrats Amex give the best cli's can't wait to get mine.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 9 of 18
New Contributor

Re: Amex BCE 6 month CLI Success


xboxrunner wrote:

Just thought I'd share my CLI success with Amex.

Originally had a $2000 starting limit.

Recieved a CLI after 61 days to $6,000.

Recently hit 6 months and tried for $18,000--they countered with $15,000 (accepted obviously).

 

Very happy with this kind of growth. Would be nice to have a lower APR (22%) but I don't carry a balance anyways. If only Chase would do CLIs like this Smiley Very Happy


Congrats! I recieved the CLI at 61 days as well for my current limit of $6,000. My question is when does this 6 month period start? Is it 6 months after the CLI at 61 days, approximately 241 after initial activation OR is this 6 months after activation, only approximately 120 days from the CLI at 61 days? I hope my question isn't too confusing lol. That limit is great and I really would like to ask at the right time and hope I am successful. Thanks!!!

AMEX BCE $15,500 Citi Double Cash $8,700 USAA $6,000
Chase Freedom $2,500 Discover It $10,600
M & T Visa $2,500 CU Visa $10,000, BOAmericard $7,500
Message 10 of 18