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Amex BCE App...... Give me your Opinion!!!!!!!!

Frequent Contributor

Amex BCE App...... Give me your Opinion!!!!!!!!

I apped for BCE on 04/15/2013 - noticed a hard pull on EX dated 04/19/2013 but it's still showing as "Processing"........

 

Should I be worried?? My hubby says I'll most likely get approved because since I have a Zync if I were to get denied it would've been a soft pull..........

 

What do you guys think??



Starting Score: EQ 447 (01/02/2017), TU 476 (01/02/2017), EX 456 (01/02/2017)
Current Score: ALL FICO's as of 03/12/2017: EQ 454, TU 483, EX 440
Goal Score: ABOVE 680 ALL 3
Current Cards: NONE!!! App Free since 12/30/2016 and NOT APPING until 10/2017....
13 REPLIES
Moderator Emerita

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

If you applied through your account, then I say your DH is correct.

Fingers crossed.
Valued Contributor

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

Congrats in advance.......you got this!!!!

*8/10/13
Regular Contributor

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

Good luck and keep us posted


EQ 733 3/3/13 GOAL: 800 Merrill Lynch Merrill+ $12,500 | AMEX BCE 6K | AMEX PRG NPSL | CSP 6K | Freedom 5K | Discover IT 5K | HVFCU 10K | American Eagle Visa 5K | Citi Thank You Preferred 6,100

In the garden since 4/22/13 | Hating on Capital One since '09
Senior Contributor

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

I think you did too...
Lexie, I have a question:
If you don't app while you're logged in, does it become a hp regardless at that point? I ask bc the sign up offers when I'm logged out are always better... So I wouldn't want to app while logged in, but I do I lose the sp denial benefit? Heh.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator Emerita

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

@ youngandcreditwrthy

AFAIK, if you aren't logged in its a HP
New Contributor

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

When I applied, my app was pending for about 5 days. I called them, verified my address and a few things and my app status was approved next time I checked.

TU: 730 (Lender Pull) ; EQ: 738 (MyFico)
Age:21
Barclay's Sallie Mae 5% Mastercard $1k(4/2013)- My main beach
Chase Freedom $3k (3/2013) - My side beach
Amex BCE $6k (3/2013) - When I feel like a boss
Crapital One Platinum $750 (2/2010) - When I feel like a n00b
Established Contributor

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

econgrats on your pending approval.

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Mega Contributor

Re: Amex BCE App...... Give me your Opinion!!!!!!!!


prolificjinx23 wrote:

I apped for BCE on 04/15/2013 - noticed a hard pull on EX dated 04/19/2013 but it's still showing as "Processing"........

 

Should I be worried?? My hubby says I'll most likely get approved because since I have a Zync if I were to get denied it would've been a soft pull..........

 

What do you guys think??


Have you called in to AMEX???

 

800-567-1083

 

They may need to verify info on the app. Good luck!!!!




EQ FICO 548 3/3/16
Frequent Contributor

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

Thanks to EVERYONE for their help!!!!!!!!!! I was APPROVED for $3k!!!!!!!!! I'm super happy!!!!!!!!! Smiley Very Happy

 

Can't you tell by all the exclamation points LOL!!!!!!! Smiley Very Happy

 

I have a fraud alert on my credit reports so they needed me to call in to verify info (address, DOB, SS#)..........

 

Now I have to bother you guys in helping calculate when is my 61st day so I can get a CLI........... Smiley Wink   Is it from the date of the hard pull or from today?



Starting Score: EQ 447 (01/02/2017), TU 476 (01/02/2017), EX 456 (01/02/2017)
Current Score: ALL FICO's as of 03/12/2017: EQ 454, TU 483, EX 440
Goal Score: ABOVE 680 ALL 3
Current Cards: NONE!!! App Free since 12/30/2016 and NOT APPING until 10/2017....