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Frequent Contributor
prolificjinx23
Posts: 291
Registered: ‎02-05-2011
0

Amex BCE App...... Give me your Opinion!!!!!!!!

I apped for BCE on 04/15/2013 - noticed a hard pull on EX dated 04/19/2013 but it's still showing as "Processing"........

 

Should I be worried?? My hubby says I'll most likely get approved because since I have a Zync if I were to get denied it would've been a soft pull..........

 

What do you guys think??



Starting Score: EQ 414 (01/05/11), TU 422 (01/05/11), EX ???
Current Score: ALL FICO's: EQ 654 (04/17/13), TU 641(03/04/13), EX 638 (03/20/13 - AMEX SOFT PULL)
Goal Score: ABOVE 680 ALL 3
Current Cards: Too many!!! App Free since 04/19/13 & NOT APPING until 04/2014....
Moderator
09Lexie
Posts: 26,591
Registered: ‎09-13-2012
0

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

If you applied through your account, then I say your DH is correct.

Fingers crossed.
Valued Contributor
dodfire
Posts: 1,453
Registered: ‎04-14-2012
0

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

Congrats in advance.......you got this!!!!

*8/10/13
Regular Contributor
a3quit4s
Posts: 211
Registered: ‎03-07-2013
0

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

Good luck and keep us posted


EQ 733 3/3/13 GOAL: 800 Merrill Lynch Merrill+ $12,500 | AMEX BCE 6K | AMEX PRG NPSL | CSP 6K | Freedom 5K | Discover IT 5K | HVFCU 10K | American Eagle Visa 5K | Citi Thank You Preferred 6,100

In the garden since 4/22/13 | Hating on Capital One since '09
Senior Contributor
youngandcreditwrthy
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

I think you did too...
Lexie, I have a question:
If you don't app while you're logged in, does it become a hp regardless at that point? I ask bc the sign up offers when I'm logged out are always better... So I wouldn't want to app while logged in, but I do I lose the sp denial benefit? Heh.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Moderator
09Lexie
Posts: 26,591
Registered: ‎09-13-2012
0

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

@ youngandcreditwrthy

AFAIK, if you aren't logged in its a HP
New Contributor
tatterz
Posts: 121
Registered: ‎02-26-2013
0

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

When I applied, my app was pending for about 5 days. I called them, verified my address and a few things and my app status was approved next time I checked.

TU: 730 (Lender Pull) ; EQ: 738 (MyFico)
Age:21
Barclay's Sallie Mae 5% Mastercard $1k(4/2013)- My main beach
Chase Freedom $3k (3/2013) - My side beach
Amex BCE $6k (3/2013) - When I feel like a boss
Crapital One Platinum $750 (2/2010) - When I feel like a n00b
Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012
0

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

econgrats on your pending approval.

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Amex BCE App...... Give me your Opinion!!!!!!!!


prolificjinx23 wrote:

I apped for BCE on 04/15/2013 - noticed a hard pull on EX dated 04/19/2013 but it's still showing as "Processing"........

 

Should I be worried?? My hubby says I'll most likely get approved because since I have a Zync if I were to get denied it would've been a soft pull..........

 

What do you guys think??


Have you called in to AMEX???

 

800-567-1083

 

They may need to verify info on the app. Good luck!!!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
prolificjinx23
Posts: 291
Registered: ‎02-05-2011
0

Re: Amex BCE App...... Give me your Opinion!!!!!!!!

Thanks to EVERYONE for their help!!!!!!!!!! I was APPROVED for $3k!!!!!!!!! I'm super happy!!!!!!!!! :smileyvery-happy:

 

Can't you tell by all the exclamation points LOL!!!!!!! :smileyvery-happy:

 

I have a fraud alert on my credit reports so they needed me to call in to verify info (address, DOB, SS#)..........

 

Now I have to bother you guys in helping calculate when is my 61st day so I can get a CLI........... :smileywink:   Is it from the date of the hard pull or from today?



Starting Score: EQ 414 (01/05/11), TU 422 (01/05/11), EX ???
Current Score: ALL FICO's: EQ 654 (04/17/13), TU 641(03/04/13), EX 638 (03/20/13 - AMEX SOFT PULL)
Goal Score: ABOVE 680 ALL 3
Current Cards: Too many!!! App Free since 04/19/13 & NOT APPING until 04/2014....

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