I've read about the 61 day 3X CLI with a SP, I was wondering if Amex ever does auto CLI's?
I got a BCE with a $1000 limit during a recent app spree, which tells me I barely met their requirements, and with all my 10 new accounts and 10+ inquiries I don't want to draw any unnecessary attention to my account by asking for a CLI too soon. Plus I maxed it out by prepaying my verizon and time warner bills to meet the minimum spend for the $100 cashback bonus, so my util on the card will be high for a while.
@yellowcake wrote:I've read about the 61 day 3X CLI with a SP, I was wondering if Amex ever does auto CLI's?
I got a BCE with a $1000 limit during a recent app spree, which tells me I barely met their requirements, and with all my 10 new accounts and 10+ inquiries I don't want to draw any unnecessary attention to my account by asking for a CLI too soon. Plus I maxed it out by prepaying my verizon and time warner bills to meet the minimum spend for the $100 cashback bonus, so my util on the card will be high for a while.
I haven't heard of auto CLI's but I suppose they happen. Amex is so well characterized here and since they offer SP CLI requests, we pretty much all initiate faster than they'd auto most likely anyway... and their limits do grow absurdly quickly if your income and payment history support it.
Revolver at 1K is nothing to sneeze at in Amex land, my file is ugly, got approved for 1K, and then 61ish days later, 3K tradeline. I don't know that I'll get the full 9K in another fiveish months, but I probably get countered to something north of 5K which is everywhere I wanted to be *next* year, and here I may well have it done six to twelve months early.
Amex CLI's FTW. Seriously, just use the card well, pay on time, and ask for the CLI regardless in my opinion.
