Hello all,
I'm back again with another question and hoping to be further educated 
So I've actually seeked out help before and advice regarding my BCE Amex card. I'll keep this short and simple!
I got my card earlier this year, and upon the 90 days rule got my credit line increased back on June 21st or 22nd. I haven't requested anything since but I was wondering if now I am able to request another CLI? I spoke to a rep on live chat and she informed me that there's been no CL requests in my accounts history anytime recently. And she said if your last CLI was approved, you can apply again in 90 days which would have been back in september. I don't remember where I read that someone said I had to wait 180 days (6 months?)
My question is, as of right now on December 1st 2016, I have almost 6 months since June 21st. Can I request a CLI? And if I do, will this be a hard pull?
Thank you to everyone who advises and helps me out!
All CLI requests are SP's for Amex. I've always heard that it's 6 months between successful requests....it's interesting the rep said differently. It won't hurt to try though! Let us know what happens 
I actually did attempt it and was declined and received an email to call them. After chatting with the rep he confirmed that it is every 6 months upon approval. The rep on the live chat was incorrect. Good new is that this request doesn't count as the 6 month mark request so I am still elligible to request the increase on December 22 !
I went to Discover to apply for an increase earlier (haven't done it) but it said that they may have to pull my information and if I consent to that so I just exited the page. Any experience with that?
@iNathanDrake wrote:I actually did attempt it and was declined and received an email to call them. After chatting with the rep he confirmed that it is every 6 months upon approval. The rep on the live chat was incorrect. Good new is that this request doesn't count as the 6 month mark request so I am still elligible to request the increase on December 22
I went to Discover to apply for an increase earlier (haven't done it) but it said that they may have to pull my information and if I consent to that so I just exited the page. Any experience with that?
Usually it is a SP with Discover as well, however they will inform you if it will be a HP prior to submitting your CLI request. Also, lots of individuals have been experiencing successful CLI with Discover by making a request every 31 days. Of course YMMV. Happy Hunting!
@iNathanDrake wrote:I actually did attempt it and was declined and received an email to call them. After chatting with the rep he confirmed that it is every 6 months upon approval. The rep on the live chat was incorrect. Good new is that this request doesn't count as the 6 month mark request so I am still elligible to request the increase on December 22
I went to Discover to apply for an increase earlier (haven't done it) but it said that they may have to pull my information and if I consent to that so I just exited the page. Any experience with that?
http://ficoforums.myfico.com/t5/Credit-Cards/Discover-CLI-Bootcamp/td-p/4682997
@iNathanDrake wrote:I actually did attempt it and was declined and received an email to call them. After chatting with the rep he confirmed that it is every 6 months upon approval. The rep on the live chat was incorrect. Good new is that this request doesn't count as the 6 month mark request so I am still elligible to request the increase on December 22
I went to Discover to apply for an increase earlier (haven't done it) but it said that they may have to pull my information and if I consent to that so I just exited the page. Any experience with that?
That would be a HP for Discover
