Reply
Established Member
toful
Posts: 35
Registered: ‎09-30-2012

Amex BCE Decision...

Hey guys,

 

You might remember me from this thread: http://ficoforums.myfico.com/t5/Credit-Cards/App-sent-PenFed-Platinum-Rewards-Considering-Amex-BCE/t...

 

Anyways, I wanted to update you all. I didn't continue with the PenFed because they wanted someone else on the account, so I turned my sights to the BCE.

 

After finally getting my address confirmed, they decided.... I WAS APPROVED!!!! 4K limit!

 

All thanks to you guys! I was able to go from a $750 Cap1 and a $300 Macy's to 4k Chase Freedom and Amex BCE! So thanks again guys!!!

 

 

I'm entering the garden for awhile now :smileyhappy:

Capital One Platinum $750 (3/11) | Macy's $2K (1/12)
Chase Freedom $4.5K (8/12) | Chase Sapphire Preferred $5K (11/12) | Amex BCE $12K (10/12)

TU: 751 (10/1/12 - Amex), 747 (5/23/12 - Transunion.com) | EQ: 718 (10/1/12 - myFICO)
Gardening since: 11/12/12

Valued Contributor
jsucool76
Posts: 2,768
Registered: ‎12-11-2011

Re: Amex BCE Decision...

Congrats!! I hope to get a BCE soon :smileyvery-happy: 

Wallet: Capital One Cash Rewards 3500CL, Wells Fargo Cash Back College Visa: 900CL, Paypal Smart Connect: 1286CL, Walmart Discover: 2000CL, UPromise Mastercard: 1000CL, Chase Slate: 500CL, Discover IT: 1500CL, Citi Forward: 1500CL, Bank Of America Student Travel Rewards: 700CL
Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012

Re: Amex BCE Decision...

Congrats on the BCE approval!  

 

I was following the other thread, so nice to hear of the positive outcome... :smileyhappy:


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Established Member
toful
Posts: 35
Registered: ‎09-30-2012

Re: Amex BCE Decision...

Thanks guys! :smileyhappy: I'm glad I could bring some good news!

 

Does anyone know where I can get a list of elgible merchants the grocery, gas, and department store cash back works?

Capital One Platinum $750 (3/11) | Macy's $2K (1/12)
Chase Freedom $4.5K (8/12) | Chase Sapphire Preferred $5K (11/12) | Amex BCE $12K (10/12)

TU: 751 (10/1/12 - Amex), 747 (5/23/12 - Transunion.com) | EQ: 718 (10/1/12 - myFICO)
Gardening since: 11/12/12

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011

Re: Amex BCE Decision...


toful wrote:

Hey guys,

 

You might remember me from this thread: http://ficoforums.myfico.com/t5/Credit-Cards/App-sent-PenFed-Platinum-Rewards-Considering-Amex-BCE/t...

 

Anyways, I wanted to update you all. I didn't continue with the PenFed because they wanted someone else on the account, so I turned my sights to the BCE.

 

After finally getting my address confirmed, they decided.... I WAS APPROVED!!!! 4K limit!

 

All thanks to you guys! I was able to go from a $750 Cap1 and a $300 Macy's to 4k Chase Freedom and Amex BCE! So thanks again guys!!!

 

 

I'm entering the garden for awhile now :smileyhappy:


CONGRATS!!!!

 

Very nice starting CL!!!

 

Is this your 1st AMEX?

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011

Re: Amex BCE Decision...

[ Edited ]

 

I Figured AMEX would approve you after you explained PenFed offered you 9k to start.  Glad you went for it!  :smileyvery-happy:

 

HUGE CONGRATS on your first AMEX and with a very nice starting CL too!  Kids these days, 4k is 500 higher than mine! :smileylol:

 

I'm also happy you were able to get your membership date locked in as 2012 for AMEX.

 

 

[EDIT]:  I have to say, I'm not surprised AMEX matched your Chase Freedom CL of 4k.  Funny how they (AMEX, Chase) and Discover seem to be fighting over customers that way, here's hoping they compete by offering a quarter with 10% back on gas!   :smileylol:

Frequent Contributor
jd5189
Posts: 470
Registered: ‎08-14-2012

Re: Amex BCE Decision...

Congrats on the approval! It could be 12k in 61 days! :smileywink:

In my wallet: Amex PRG & Zync, Amex BCE (19.2k), Chase Freedom (5k), PSECU Visa/PSL (20k)
Current Scores: Equifax: 738 (Fako) TransUnion: 721 (Fico) Experian: 717 (Fico)
Disclaimer: I am by no means a financial advisor. My posts are based on opinion, experience, and/or knowledge.
Established Contributor
shakalaka
Posts: 546
Registered: ‎09-10-2012

Re: Amex BCE Decision...

Congrats


Amex Platinum (NPSL) | Amex BCE (25,000) | Chase Sapphire Preferred (17,400) | Discover IT (11,200) | Chase Freedom (4,800) | Walmart (4,500) | CapOne (1,500) | Alliant CU Visa | Gone for good: CapOne secured (thx for getting me started) | Amex Zync (thx for getting me into AX)

FICO: TU 754 (1/18) EQ 731 (1/26) EX 748 (12/5)

Established Member
toful
Posts: 35
Registered: ‎09-30-2012

Re: Amex BCE Decision...

Thanks again guys!! I am so excited to get it in the mail and to start using it!

 

Yes, this is my first AMEX. I'm excited to join the family! It's funny you say Chase and American Express are fighting for customers. When they verified my address, I had them call Chase for my checking account. That was one awkward conversation haha. I hope Chase doesn't flag me for anything. You think? I'll continue to use it for things that aren't gas or groceries because the 10 bonus points and 10% bonus is too much to pass up. I think 2012 is a sweet number. Will it say 2012 or '12? Either wayl awesome! 

 

I hope to get that 12K in 61 days :smileyhappy:

Capital One Platinum $750 (3/11) | Macy's $2K (1/12)
Chase Freedom $4.5K (8/12) | Chase Sapphire Preferred $5K (11/12) | Amex BCE $12K (10/12)

TU: 751 (10/1/12 - Amex), 747 (5/23/12 - Transunion.com) | EQ: 718 (10/1/12 - myFICO)
Gardening since: 11/12/12

Valued Contributor
RyVision
Posts: 1,346
Registered: ‎04-15-2011

Re: Amex BCE Decision...


toful wrote:

Thanks again guys!! I am so excited to get it in the mail and to start using it!

 

Yes, this is my first AMEX. I'm excited to join the family! It's funny you say Chase and American Express are fighting for customers. When they verified my address, I had them call Chase for my checking account. That was one awkward conversation haha. I hope Chase doesn't flag me for anything. You think? I'll continue to use it for things that aren't gas or groceries because the 10 bonus points and 10% bonus is too much to pass up. I think 2012 is a sweet number. Will it say 2012 or '12? Either wayl awesome! 

 

I hope to get that 12K in 61 days :smileyhappy:


 

Chase won't flag you for anything because AMEX called to verify, other than they might notice you now have an AMEX LOL.

 

Usually the card will say "12" under "Member Since" unless you call and tell them you'd rather have it say "2012", about the only difference.  Mine says "89" on all my cards, I won't mess with it to request it say "1989" LOL.   I know not to bother AMEX too much, and I've bugged them quite a bit lately.....  


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+