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Today I received my 3x CLI on my ED. So I was feeling lucky and applied for the BCE but was denied with the following reason:
Unsatisfied Tax lien with a balance equal to or greater than $5000
^^ Finally this plays a factor in a credit decision. I'll reapply in a few months when its paid and withdrawn.
Edit -- Just observed that this was a HP on EX
Congrats on your 3x CLI! Thanks for sharing.
@McMarshall wrote:Today I received my 3x CLI on my ED. So I was feeling lucky and applied for the BCE but was denied with the following reason:
Unsatisfied Tax lien with a balance equal to or greater than $5000
^^ Finally this plays a factor in a credit decision. I'll reapply in a few months when its paid and withdrawn.
Edit -- Just observed that this was a HP on EX
Congrats on your CLI ..........sorry about the denial
So you got a HP for a denial when you are a current AMEX customer? I was under the impression it was a SP if declined and a HP if approved.
@Peteyglad wrote:So you got a HP for a denial when you are a current AMEX customer? I was under the impression it was a SP if declined and a HP if approved.
Unfortunately, I guess YMMV. It's not like they didn't know about the liens when I applied for my Platinum and ED.