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Amex BCE Denied

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-Cal-
Valued Contributor

Amex BCE Denied

Today I received my 3x CLI on my ED. So I was feeling lucky and applied for the BCE but was denied with the following reason:

 

Unsatisfied Tax lien with a balance equal to or greater than $5000

 

^^ Finally this plays a factor in a credit decision. I'll reapply in a few months when its  paid and withdrawn.

 

Edit -- Just observed that this was a HP on EX

Message 1 of 6
5 REPLIES 5
coldnmn
Mega Contributor

Re: Amex BCE Denied

Congrats on your 3x CLI! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 2 of 6
-Wade-
Valued Contributor

Re: Amex BCE Denied


@McMarshall wrote:

Today I received my 3x CLI on my ED. So I was feeling lucky and applied for the BCE but was denied with the following reason:

 

Unsatisfied Tax lien with a balance equal to or greater than $5000

 

^^ Finally this plays a factor in a credit decision. I'll reapply in a few months when its  paid and withdrawn.

 

Edit -- Just observed that this was a HP on EX


Congrats on your CLI ..........sorry about the denial

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 3 of 6
Anonymous
Not applicable

Re: Amex BCE Denied

Sounds like the ED card is doing well for you so id concentrate on that for now. You'll get the other one before you know it.
Message 4 of 6
Peteyglad
Established Contributor

Re: Amex BCE Denied

So you got a HP for a denial when you are a current AMEX customer? I was under the impression it was a SP if declined and a HP if approved.

Chase Sapphire Preferred 20k | Amex Delta Platinum 20k | Amex Hilton Aspire 20k | US Bank Cash+ 25k | Chase Amazon Prime 25k | Barclaycard Aviator Red 40k | Bank of America Alaska Airlines 42k | Chase Marriott 50k | Discover It 50.3k | Amex EDP 52k | Citi Thank You Premier 56K | Bank of America BBR 57.9k
Message 5 of 6
-Cal-
Valued Contributor

Re: Amex BCE Denied


@Peteyglad wrote:

So you got a HP for a denial when you are a current AMEX customer? I was under the impression it was a SP if declined and a HP if approved.


Unfortunately, I guess YMMV. It's not like they didn't know about the liens when I applied for my Platinum and ED. 

 

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