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Member
sirTee
Posts: 12
Registered: ‎05-08-2013
0

Amex BCE - Pay as I charge or PIF before statement cut?

Received the bce 2 weeks ago with a only 1k :/. I pay off the balance every couple of days. Would it matter if I do this or should I let it build up and PIF before statement cut for the 61 days 3x cli?
Amex BCE l Amex Zync I Capital 1 QS l Chase CSP l
Super Contributor
longtimelurker
Posts: 6,109
Registered: ‎04-22-2013
0

Re: Amex BCE - Pay as I charge or PIF before statement cut?

Generally the key thing is to show usage (Amex is spendcentric) so if paying often allows you to spend more (because of the low CL) keep doing that.  Otherwise I don't think frequency of payment before statement cuts matters at all

 

But I am not Amex's CLI computer.   (Well, just a bit)

Most active cards: Amex BC ($50K), Cap One QS ($33K) Fidelity Amex ($20K)
Others: CSP, Freedom, Chase Amazon, Cap One QS, Penfed Plat Rewards (x2), Citi TY Preferred, Citi Dividend, Citi AA Plat Select, Citi Forward, Amex BCE, Amalgamated Bank, Sallie Mae, Cash Plus
Scores May 14: EQ 848, EX 833, TU 841 (Jul)
Member
sirTee
Posts: 12
Registered: ‎05-08-2013
0

Re: Amex BCE - Pay as I charge or PIF before statement cut?

Thanks longtimelurker,

 

im about to hit the 1k bonus today and probaly use that credit as an excuse to buy a new driver.

Amex BCE l Amex Zync I Capital 1 QS l Chase CSP l
Frequent Contributor
slap_happy
Posts: 317
Registered: ‎08-17-2013
0

Re: Amex BCE - Pay as I charge or PIF before statement cut?

im in the same boat, I got mine like a month ago, $5k cl, I want to go for the 3x61 and what I have been doing is this:

 

I have charged about $5000 in less then a month but once it got to $1000 I PIF, so that my balance never got over 20% utilization. 

now I dont know if there is any difference then if I charged to the max and then just PIF before statement cut but thats the approach im taking, some advice would be nice :smileyhappy:


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