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Amex BCE supervisor sticking with original decision

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mikey78
Frequent Contributor

Amex BCE supervisor sticking with original decision

and will not be processed as an exception

but I also got an invite to citibank diamonds perferred .. what joy -.-


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 1 of 5
4 REPLIES 4
myjourney
Super Contributor

Re: Amex BCE supervisor sticking with original decision


@mikey78 wrote:

and will not be processed as an exception

but I also got an invite to citibank diamonds perferred .. what joy -.-


I'm guessing this was a recon? If so what was the exception?

Amex is hard to recon unless there's a mistake on your CR

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 5
mikey78
Frequent Contributor

Re: Amex BCE supervisor sticking with original decision

that was the letter from recon i think it said my application has been reviewed by supervisor  for possible exception and unfortunately your application will not be process as an exception and will abide by our original decision

 

applications who were not approved for new account at one time may qualify in the future and I'm welcome to try again after 30 days

 

I just lost my swag whatever that means lol.. I just heard people say it and keke

Hmmm Citibank diamond perferred lol i may be eliglable for 19.99 APR if i sign up with my invite lol


Current score TU 708, EX 686 EQ 715
Status I.T.Garden Till 08/2014
Message 3 of 5
myjourney
Super Contributor

Re: Amex BCE supervisor sticking with original decision


@mikey78 wrote:

that was the letter from recon i think it said my application has been reviewed by supervisor  for possible exception and unfortunately your application will not be process as an exception and will abide by our original decision

 

applications who were not approved for new account at one time may qualify in the future and I'm welcome to try again after 30 days

 

I just lost my swag whatever that means lol.. I just heard people say it and keke

Hmmm Citibank diamond perferred lol i may be eliglable for 19.99 APR if i sign up with my invite lol


YMMV but when you start seeing denials it time to stop apps and garden just IMHO tho

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 5
Luscher
Valued Contributor

Re: Amex BCE supervisor sticking with original decision

you have good cards with good limits, I would just garden for a year or 2
CHASE FREEDOM | AMEX BCE | | BOFA REWARDS | CITI TYP | Quicksilver | DISCOVER IT | Sallie Mae | CHASE CSP
--------$32,000-------------$30,000-----------$30,000-----------$30,000-----$13,000---------$18,200----------$15,000---------$6,500----

FICO - TU: 780 EX: 784 EQ: 781
Message 5 of 5
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