Amex BCE to Everyday

[Anonymous]

Hey y'all!

Just started on my credit journey and have a score that hovers around 730ish. I currenty have:

Wells Fargo Student Credit Card: 2300 CL

Opened May 2012

American Express Blue Cash Everyday: 8000 CL

Opened June 2014

SallieMae: 3600 CL

Opened: August 2014!!!!!!!

So just recently got my Amex and SallieMae. Since I have my SM now I would like to just change my BCE to the Everyday version. When would this be possible? Will it result in a HP? Should I still do my 61 day CLI, coming up in about a week?

[longtimelurker]

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@Anonymous wrote:

Hey y'all!

Just started on my credit journey and have a score that hovers around 730ish. I currenty have:

Wells Fargo Student Credit Card: 2300 CL

Opened May 2012

American Express Blue Cash Everyday: 8000 CL

Opened June 2014

SallieMae: 3600 CL

Opened: August 2014!!!!!!!

So just recently got my Amex and SallieMae. Since I have my SM now I would like to just change my BCE to the Everyday version. When would this be possible? Will it result in a HP? Should I still do my 61 day CLI, coming up in about a week?

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AFAIK, it's still not possible to change to an Everyday or Everyday Preferred

[SunriseEarth]

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@longtimelurker wrote:

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@Anonymous wrote:

Hey y'all!

Just started on my credit journey and have a score that hovers around 730ish. I currenty have:

Wells Fargo Student Credit Card: 2300 CL

Opened May 2012

American Express Blue Cash Everyday: 8000 CL

Opened June 2014

SallieMae: 3600 CL

Opened: August 2014!!!!!!!

So just recently got my Amex and SallieMae. Since I have my SM now I would like to just change my BCE to the Everyday version. When would this be possible? Will it result in a HP? Should I still do my 61 day CLI, coming up in about a week?

---

AFAIK, it's still not possible to change to an Everyday or Everyday Preferred

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+1.   OP, if you can wait until January, apply for a new Everyday at that point.  Then you'll get the best backdating.  

[chrisw1968uk]

+1, I spoke to them yesterday, you cannot pc BCE to Everyday - It has to be a new app ;(

[-Cal-]

Wouldn't the OP have to wait 13 months? I doubt it'll cost you a HP, just ask the rep before you do it. 

Edit: reworded

[Closingracer99]

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@McMarshall wrote:

Wouldn't the OP have to wait 13 months? I doubt it'll cost you a HP, just ask the rep before you do it. 

Edit: reworded

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Naaa I can PC my BCE to the Sky card but i don't have a use for it. I was curious if i could PC to the Blue cash card lol. I got my BCE back in November

[Anonymous]

Darn, oh well, hopefully they eventually change that policy!

Thanks!