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Not sure as I did not ask for three times the limit, but usually some good usuage will be in your favore. If you only spend 10% of the limit each month, they may wonder why you need an increase. Though that is not always the case as I have gotten increases on cards that I rarely ever use. If you just want 10% to report, you can charge more than that and then pay back all but 10% before the statement closes. Charging half the limit would probably be a good plan. As long as you are paying it off when you are supposed to, you should not have a problem getting it though.
Use it for what you want to use it for. Don't spend more than you intentionally planned on spending just in the hopes of getting a CLI, you don't want to end up in financial trouble. I wouldn't revolve a balance for it, since I don't think that plays a role in it.
Most people request a 3x CLI because the computer counteroffers (for most people) so even if they don't get a 3x CLI they get something. The counteroffer is what most people depend on.
Really just use the card. If you usually use other cards, maybe put some of the spending you do on the others onto the BCE for a couple of months. I usually charged everything, but instead of using the charge card, I just used the BCE and put about 1.5k on it this month which is my normal spending I did on my Zync or PRG.
@youngandcreditwrthy wrote:
Exactly! I don't wanna end up in bk!! Hahhaah (no offense to anyone who has experienced that unfortunate circumstance)
I might just spend enough to get tht $100 bonus and revolve a little, but pay mostly in full... I only have two spots in my Coach wallet for cards.. Looks like Barclay's just got the boot :-0 or Chase but then I'd just have two Amex's lol eeeekkk
I need myself a new wallet Mine is Guess xD Like 5 card slots, which means no room for any debit cards really
@youngandcreditwrthy wrote:
I had the same one for FIVE years from Dillard's ( black with a few slots and money clip) and just recently bought a coach one similarly styled but with just like two spots for cred cards... It was .... Only $30!!!! Score! Got it at Allen Premium Outlets in Texas :-D
I'll make it my sole card of use, then dependent on the cli, go from there as it is a lower limit card that I have. I might use it for my rental car this weekend! Hahaha!
Mine was macy's, was like originally 50 or 60 or something like that, but was like 20% off then an additional $10 off, and my sister happened to just apply for a macy's card that day, so it was an additional 20% of (or whatever their new card discount is)
@Anonymous wrote:Really just use the card. If you usually use other cards, maybe put some of the spending you do on the others onto the BCE for a couple of months. I usually charged everything, but instead of using the charge card, I just used the BCE and put about 1.5k on it this month which is my normal spending I did on my Zync or PRG.
+1. Use the card, pay it off, repeat. Do not revolve a balance. Amex is still a charge company at heart and will never penalize younfor pif.