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Regular Contributor
CotySinz
Posts: 237
Registered: ‎06-27-2011
0

Amex BCE

So mine finally came in the mail today and I just had to post here and say that this is by far the coolest card in my wallet. I used to like the look of my Freedom the best but this card looks so sick. I don't even want to use it cause I hear it scratches way too easy.

 

Also my lowest APR card to date. Can't wait another 50 some odd days.


Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013

Regular Contributor
GoldenloveNY
Posts: 243
Registered: ‎02-29-2012
0

Re: Amex BCE

I want to get the BCP. I have the ZYNC now, and it is my price possession in my wallet...lol. It does have lots of scratches due to swipping...lmao.  BCE/BCP look awesome. Congrats!

Zync from American Express- NPSL
Amex BCE- $1,000
Discover IT- $1,500
Bank of America 1-2-3 Rewards-$1,000
Chase Freedom- $500
Capital One- $500
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: Amex BCE

Call them if they scratch.......

They free shipping and everything .......why so afraid ???? lol


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: Amex BCE

I called in CSP and Amex BCP and claimed the magnetic strip was worn out after accidently jumping in the ocean =x they sent me new ones, those I plan to frame LMAO 13 years with bad credit first real cards I got and they look pretty lmao!


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Valued Member
Fenerbahce
Posts: 40
Registered: ‎04-18-2008
0

Re: Amex BCE

[ Edited ]

Yeah just got mine today but the APR wasn't the lowest I've had, not even close lol...19.99% what? And they based this on a 779 EXP FICO score? (which by the way I know because of the letter they sent regarding the hard inquiry) My PenFed is 9.99%...I will not be carrying a balance on this after the APR promo expires. The looks of the card though is another ball game...my wife was like "oooh I want one", so I added her as an AU and hers should arrive soon. I have always wanted this card and it feels good to finally get it with a decent credit limit.

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Regular Contributor
CotySinz
Posts: 237
Registered: ‎06-27-2011
0

Re: Amex BCE

I showed mine to my mom and she was like that's a slick card - the I told her the sign up bonus and what the cash back is on it and she wants one now I think shes gonna app monday.

 

The crazy thing is I've worked in the restaurant industry and also retail and I have NEVER seen one of these cards in person until I got mine today. I've seen plenty of Platinums and other charges but never any Clear/Blue series of cards. This is by far the coolest card in my wallet - even took it on a small swiping spree today and got a compliment on it at almost every retailer.


Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013

Established Contributor
eviLution
Posts: 706
Registered: ‎06-11-2012
0

Re: Amex BCE

BCE is on top of my list of future apps once I get 1 year of history. Should I apply for an Amex Charge Card first before I bother trying for the BCE?


Current Score: DCU EQ 714 - EX+ 746 - WM TU 746
Goal Score: 750+

DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 6000 - Chase Freedom: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Regular Contributor
CotySinz
Posts: 237
Registered: ‎06-27-2011
0

Re: Amex BCE

Whats your credit profile look like? Accounts - Age - AoAA - Util?

 

I don't think it matters honestly.. I apped and was instant approved for Green Charge apped like 3 days later for BCE and was instant approved again.. Now I have a Green Charge that will get SD as I have no use for it as the rewards are mediocre and I have better cards to run big money through. So I feel like I wasted an inq and added a TL that's useless as I will close it before the AF hits. Shoulda just apped for BCE - if you app for BCE and get denied wait your 30 days and reapp for a charge.


Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013

Valued Contributor
Duncanrr
Posts: 2,843
Registered: ‎06-08-2012
0

Re: Amex BCE


distantarray wrote:

I called in CSP and Amex BCP and claimed the magnetic strip was worn out after accidently jumping in the ocean =x they sent me new ones, those I plan to frame LMAO 13 years with bad credit first real cards I got and they look pretty lmao!


I did that with my Zync and AMEX Delta.  They had the old 2012 member since date and not 1993.  Ive decided to keep the old 2012 cards as keep sakes. 



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Regular Contributor
CotySinz
Posts: 237
Registered: ‎06-27-2011
0

Re: Amex BCE

I think I may frame my Green rather than SD it since it's my first Amex haha.


Starting: 563 | Current: 753 (Walmart TU 11/12) | Goal: 800 | Garden since: 01/15/2013


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